Moody's Credit Policy function promotes improvement and consistency in Moody's credit analysis. The group is divided into two units: (1) standing committees which focus on improving rating methodology and practices related to specific credit concerns; and (2) the Credit Policy Research team which conducts research on defaults, loss-given-default, and rating transitions, and develops quantitative tools to support ratings and analysis. The group reports to the Credit Policy Committee and is comprised of Moody's senior management team.
