New York Barbara HavlicekSenior VP & Chair, Hybrid Capital GroupBarbara.Havlicek@moodys.com Margaret Kessler VP – Senior Analyst & Attorney-at-LawMargaret.Kessler@moodys.com Kimberly Cortez, Esq. Associate AnalystKimberly.Cortez@moodys.com London Sonia Boulad Associate AnalystSonia.Boulad@moodys.com Singapore Nidhi Dhruv Asia Pacific Coordinator, Associate AnalystNidhi.Dhruv@moodys.com