Insurance

Highlights

• 23 May 2012
  • US life insurers maintain solid capital levels, despite decline in risk-based ratio
    Our rated US life insurance companies continue to be well capitalized, with modest improvement in terms of the absolute amount of regulatory capital. Although the median risk-based capital ratio declined during 2011, it remains healthy for the industry... Press Release l Full Report
  • Supreme Court healthcare reform decision: What will it mean for insurers?
    Since its passage in early 2010 the Patient Protection and Affordable Care Act has affected health insurers’ strategies, profitability and credit profiles. In anticipation of the Supreme Court’s ruling on the issues argued before the Court in March, this report takes a look at the three most likely outcomes and analyzes the credit implications of each for the health insurance sector… Press Release l Full Report
• 21 May 2012
  • US life insurers’ operating earnings grow modestly in the first quarter
    In aggregate our tracked US publicly traded life insurers reported modestly higher operating earnings for the first quarter of 2012 compared with the same period last year, while net income was down sharply versus the prior year period. Capital generation was minimal, as net income was almost entirely redeployed in share buybacks and shareholder dividends… Press Release l Full Report