Goshen (City of) Indiana, Variable Rate Demand Economic Development Revenue Bonds, (Goshen College Project), Series 2004, $3.28MM Credit Rating

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Date	Document Type	Title	Source
08 Apr 2019	Sector In-Depth	Higher education - US: Continued growth in online education will intensify competition, shifting market share	Moody's Investors Service
05 Apr 2019	Sector Comment	Higher education, state and local government - Oklahoma: Opioid settlement credit positive for Oklahoma State University, local governments	Moody's Investors Service
06 Mar 2019	Sector Comment	Higher education - US: Weak enrollment projections highlight rising credit risk for some US colleges	Moody's Investors Service
01 Mar 2019	Sector In-Depth	Public finance - US: Self-liquidity report: Fourth quarter 2018	Moody's Investors Service
20 Feb 2019	Sector In-Depth	Higher education - US : Universities with highest revenue reliance on investment income can adapt to market volatility	Moody's Investors Service
19 Feb 2019	Sector In-Depth	State and local governments and higher education - Virginia: Growth of technology sector will drive economic growth and diversification	Moody's Investors Service
14 Feb 2019	Sector In-Depth	Higher education - US: Improved liquidity provides buffer for many private universities	Moody's Investors Service
07 Feb 2019	Sector Comment	Higher education - US: Stronger state financial support benefits public universities	Moody's Investors Service
01 Feb 2019	Sector Profile	Local government and higher education - US: Overview of state aid intercept programs	Moody's Investors Service
30 Jan 2019	Sector Comment	Local government - California : 49ers' winning tax appeal is credit negative for affected local governments	Moody's Investors Service
28 Jan 2019	Sector In-Depth	Cross-Sector - US: FAQ: The impact of the government shutdown and of another potential impasse	Moody's Investors Service
24 Jan 2019	Sector Comment	Public finance - District of Columbia, Maryland and Virginia: DC region, usually buttressed by federal presence, bears brunt of shutdown	Moody's Investors Service
23 Jan 2019	Sector Comment	Not-for-profit healthcare and higher education - US: New accounting standard for operating leases is credit neutral	Moody's Investors Service
18 Jan 2019	Sector Comment	Public-private partnerships and higher education - US: Project risks will vary widely as universities accelerate replacement of utility facilities	Moody's Investors Service
10 Jan 2019	Sector Comment	Higher education - US: Farm bill includes credit-positive provisions for historically black colleges and universities	Moody's Investors Service
18 Dec 2018	Sector In-Depth	Local government - US: Adjusted net pension liabilities rise for most of the 50 largest local governments in 2017	Moody's Investors Service
17 Dec 2018	Sector In-Depth	Community colleges with tax-backed debt - Texas: Enrollment remains high despite a tight labor market	Moody's Investors Service
12 Dec 2018	Outlook	Public finance - US: 2019 Outlooks	Moody's Investors Service
05 Dec 2018	Sector In-Depth	Public finance - US: Self-liquidity report: Third quarter 2018	Moody's Investors Service
04 Dec 2018	Outlook	Higher education - US: 2019 outlook remains negative with continued low net tuition revenue growth	Moody's Investors Service
29 Nov 2018	Outlook	Not-for-profit organizations - US: 2019 outlook stable with investment returns supporting revenue growth	Moody's Investors Service
29 Nov 2018	Outlook	Community colleges with revenue-backed debt - US: 2019 outlook stable with steadying enrollment, higher state and local revenue	Moody's Investors Service
29 Nov 2018	Outlook	Independent schools - US: 2019 outlook stable with healthy demand and stronger balance sheets	Moody's Investors Service
14 Nov 2018	Sector In-Depth	Higher education - US: Competition and affordability focus stifle pricing power and tuition revenue growth	Moody's Investors Service
09 Nov 2018	Sector Comment	State and local government - Nebraska: Nebraska's Medicaid expansion will be financed at the expense of downstream entities, negative for school districts	Moody's Investors Service
07 Nov 2018	Sector Comment	State government - US: Voters in three states support expanded Medicaid coverage, a positive for states that expanded it earlier	Moody's Investors Service
07 Nov 2018	Sector Comment	State government - US: Approved ballot measures restrict states' fiscal flexibility, a credit negative	Moody's Investors Service
07 Nov 2018	Sector Comment	Community colleges with revenue-backed debt - US : Voters back funding measures for community colleges in New Jersey and Colorado, a credit positive	Moody's Investors Service
07 Nov 2018	Sector Comment	Public colleges & universities - Florida: Amendment passes requiring supermajority vote to increase student fees, a credit negative	Moody's Investors Service
07 Nov 2018	Sector Comment	State government - US: Voters show mixed support for higher state taxes to fund transportation and schools	Moody's Investors Service
31 Oct 2018	Sector Comment	State and local government - Texas: Federal plan for coastal Texas storm infrastructure is credit positive	Moody's Investors Service
19 Oct 2018	Sector Comment	State and local governments and higher education - North Carolina: Hurricane Florence relief package taps state rainy day fund and benefits local governments and universities	Moody's Investors Service
17 Oct 2018	Sector In-Depth	State and local government - US: New OPEB accounting sheds light on credit impact of retiree healthcare liabilities	Moody's Investors Service
11 Oct 2018	Sector Comment	Higher education - US: California legislation supports affordable student housing, a credit positive	Moody's Investors Service
05 Oct 2018	Sector Comment	Higher education - US: Decreasing demand for US business schools is credit negative	Moody's Investors Service
04 Oct 2018	Sector In-Depth	Not-for-profit organizations - US: Medians - Robust investment returns fuel improved operating performance	Moody's Investors Service
14 Sep 2018	Sector In-Depth	US Public Finance: Self-liquidity report: Second quarter 2018	Moody's Investors Service
31 Aug 2018	Sector In-Depth	Community colleges with revenue-backed debt - US: Medians - Enrollment continues to stabilize as increasing state funding, tax revenue outpace net tuition revenue growth	Moody's Investors Service
16 Aug 2018	Sector Comment	Higher education - US: Growing dual-enrollment levels bolster enrollment, a credit positive	Moody's Investors Service
13 Aug 2018	Sector In-Depth	Higher education - US: Credit quality steady for most universities despite challenging business conditions	Moody's Investors Service
10 Aug 2018	Sector Comment	Cross-Sector – Canada & Saudi Arabia : Diplomatic dispute has limited credit implications given low trade and investment links	Moody's Investors Service
09 Aug 2018	Sector Comment	Community Colleges - US: Reauthorization of federal career and technical funding credit positive	Moody's Investors Service
06 Aug 2018	Sector Comment	Higher Education - US: Midyear update: Favorable government funding and investment returns, tuition revenue pressure continues	Moody's Investors Service
25 Jul 2018	Sector Comment	Higher education - Missouri: Additional flexibility to increase tuition is credit positive in the face of state cuts	Moody's Investors Service
23 Jul 2018	Sector Comment	Higher education - US: Sustained stress will drive more private colleges to alter business models or close	Moody's Investors Service
12 Jul 2018	Sector Comment	Higher education - US: Gradually rising retention rates credit positive for public universities	Moody's Investors Service
09 Jul 2018	Sector Comment	State and local government - Mississippi: Stronger contributions are positive, but pension funding will remain a challenge	Moody's Investors Service
28 Jun 2018	Sector In-Depth	Higher education - US: Medians - Public university median revenue growth falls for second year	Moody's Investors Service
21 Jun 2018	Sector In-Depth	Higher education - US: Medians - Private university expense growth outpaces revenue growth for second year	Moody's Investors Service
21 Jun 2018	Sector In-Depth	Higher education - Kentucky : Public universities struggle with state cuts, pension burdens and enrollment	Moody's Investors Service

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