Goshen (City of) Indiana, Variable Rate Demand Economic Development Revenue Bonds, (Goshen College Project), Series 2004, $3.28MM Credit Rating

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Date	Document Type	Title	Source
17 Oct 2018	Sector In-Depth	State and local government - US: New OPEB accounting sheds light on credit impact of retiree healthcare liabilities	Moody's Investors Service
11 Oct 2018	Sector Comment	Higher education - US: California legislation supports affordable student housing, a credit positive	Moody's Investors Service
05 Oct 2018	Sector Comment	Higher education - US: Decreasing demand for US business schools is credit negative	Moody's Investors Service
04 Oct 2018	Sector In-Depth	Not-for-profit organizations - US: Medians - Robust investment returns fuel improved operating performance	Moody's Investors Service
14 Sep 2018	Sector In-Depth	US Public Finance: Self-liquidity report: Second quarter 2018	Moody's Investors Service
31 Aug 2018	Sector In-Depth	Community colleges with revenue-backed debt - US: Medians - Enrollment continues to stabilize as increasing state funding, tax revenue outpace net tuition revenue growth	Moody's Investors Service
16 Aug 2018	Sector Comment	Higher education - US: Growing dual-enrollment levels bolster enrollment, a credit positive	Moody's Investors Service
13 Aug 2018	Sector In-Depth	Higher education - US: Credit quality steady for most universities despite challenging business conditions	Moody's Investors Service
10 Aug 2018	Sector Comment	Cross-Sector – Canada & Saudi Arabia : Diplomatic dispute has limited credit implications given low trade and investment links	Moody's Investors Service
09 Aug 2018	Sector Comment	Community Colleges - US: Reauthorization of federal career and technical funding credit positive	Moody's Investors Service
06 Aug 2018	Sector Comment	Higher Education - US: Midyear update: Favorable government funding and investment returns, tuition revenue pressure continues	Moody's Investors Service
25 Jul 2018	Sector Comment	Higher education - Missouri: Additional flexibility to increase tuition is credit positive in the face of state cuts	Moody's Investors Service
23 Jul 2018	Sector Comment	Higher education - US: Sustained stress will drive more private colleges to alter business models or close	Moody's Investors Service
12 Jul 2018	Sector Comment	Higher education - US: Gradually rising retention rates credit positive for public universities	Moody's Investors Service
09 Jul 2018	Sector Comment	State and local government - Mississippi: Stronger contributions are positive, but pension funding will remain a challenge	Moody's Investors Service
28 Jun 2018	Sector In-Depth	Higher education - US: Medians - Public university median revenue growth falls for second year	Moody's Investors Service
21 Jun 2018	Sector In-Depth	Higher education - US: Medians - Private university expense growth outpaces revenue growth for second year	Moody's Investors Service
21 Jun 2018	Sector In-Depth	Higher education - Kentucky : Public universities struggle with state cuts, pension burdens and enrollment	Moody's Investors Service
19 Jun 2018	Sector In-Depth	Independent schools – US: Medians – Strong demand, strengthening balance sheets highlight sector stability	Moody's Investors Service
11 Jun 2018	Sector In-Depth	Cross-Sector – Puerto Rico: Weak economic recovery weighs on issuers as new hurricane season looms	Moody's Investors Service
07 Jun 2018	Sector In-Depth	Public finance - US: Self-liquidity report: First quarter 2018	Moody's Investors Service
31 May 2018	Sector In-Depth	Higher education and infrastructure - US: FAQ on public-private partnerships in higher education	Moody's Investors Service
30 May 2018	Sector In-Depth	Higher education - Global: Key credit drivers vary for universities and colleges globally	Moody's Investors Service
29 May 2018	Sector Comment	Higher education: Declining enrollment credit negative due to continued pressure on net tuition revenue	Moody's Investors Service
01 May 2018	Sector In-Depth	Privatized student housing - US: Medians - Four key trends will differentiate older and newer P3 projects next year	Moody's Investors Service
26 Apr 2018	Sector In-Depth	State and local government - Minnesota: Pension liabilities to remain elevated, despite potential reforms on the horizon	Moody's Investors Service
09 Apr 2018	Sector Comment	State, local government and higher education - Kentucky : Pension reforms are positive, but high liabilities still drive increased contributions	Moody's Investors Service
29 Mar 2018	Sector Comment	Higher education - US: Federal capital programs provide credit positive financing for some universities	Moody's Investors Service
29 Mar 2018	Sector Comment	Higher education - US : Increased federal financial aid and research funding is credit positive for universities	Moody's Investors Service
08 Mar 2018	Sector In-Depth	Public finance - US: Self-liquidity report: Fourth quarter 2017	Moody's Investors Service
23 Feb 2018	Sector Comment	State and local government - California: Faster pension debt repayment is positive, but will be painful for some governments	Moody's Investors Service
20 Feb 2018	Sector Comment	Higher education - US : Philanthropic contributions hit record in 2017, but growth may slow in 2018	Moody's Investors Service
12 Feb 2018	Sector Comment	Higher education - US: Growing online offerings to meet student demands is credit positive	Moody's Investors Service
08 Feb 2018	Sector Comment	Not-for-profit and public healthcare, higher education – US : New FASB standard on presentation of pension and OPEBs expense is credit neutral	Moody's Investors Service
08 Feb 2018	Sector Comment	Higher education - Global: Potential changes to income-driven repayment student loans a credit risk	Moody's Investors Service
29 Jan 2018	Sector Comment	Public Colleges & Universities: Slow growth in state support strains public universities’ budgets	Moody's Investors Service
14 Dec 2017	Sector In-Depth	Local government - US: Pension risks remain high for most of the 50 largest local governments	Moody's Investors Service
12 Dec 2017	Outlook	Public finance - US: 2018 Outlooks (Slides)	Moody's Investors Service
12 Dec 2017	Sector Comment	Cross-sector - US: Elimination of private activity bonds would have differing negative credit effects	Moody's Investors Service
05 Dec 2017	Outlook	Higher education - US: 2018 outlook changed to negative as revenue growth moderates	Moody's Investors Service
30 Nov 2017	Outlook	Independent schools - US : 2018 outlook stable with sustained strong demand and steady operations	Moody's Investors Service
30 Nov 2017	Outlook	Not-for-profit organizations - US : 2018 outlook stable with diverse revenues supporting moderate growth	Moody's Investors Service
30 Nov 2017	Outlook	Community colleges with revenue backed debt - US: 2018 outlook stable with flexible business model	Moody's Investors Service
28 Nov 2017	Sector In-Depth	Public finance - US: Self-liquidity report: Third quarter 2017	Moody's Investors Service
21 Nov 2017	Sector In-Depth	State and Local Government - Texas: Pensions weigh on credit quality of some governments, despite reform flexibility	Moody's Investors Service
09 Nov 2017	Sector Comment	State/local government and higher education - Connecticut: Budget is credit positive for state and local governments, painful for higher ed	Moody's Investors Service
09 Nov 2017	Sector In-Depth	Higher education - US: Net tuition revenue growth subdued with greater pressure on publics, survey shows	Moody's Investors Service
07 Nov 2017	Sector In-Depth	Higher education - US : Limited prospects for federal funding growth constrain key revenue streams	Moody's Investors Service
01 Nov 2017	Sector In-Depth	Not-for-profit organizations - US : Medians - Steady performance with significant subsector variation	Moody's Investors Service
23 Oct 2017	Sector Comment	Local government - California : Wildfires unlikely to have a lasting material credit impact on affected municipal issuers	Moody's Investors Service

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