Goshen (City of) Indiana, Variable Rate Demand Economic Development Revenue Bonds, (Goshen College Project), Series 2004, $3.28MM Credit Rating

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Date	Document Type	Title	Source
22 Nov 2019	Sector Comment	Higher education – Massachusetts: Financial stability legislation is credit positive if it smooths college closure process	Moody's Investors Service
11 Nov 2019	Sector In-Depth	Higher education - US: Tuition revenue growth weakens for public and private universities	Moody's Investors Service
05 Nov 2019	Sector In-Depth	Public finance – US: Affordable housing shortage and homelessness pose social and financial risks	Moody's Investors Service
22 Oct 2019	Sector In-Depth	Not-for-profit and public healthcare - US: Hospital reliance on specialty outpatient drugs poses risk as pricing scrutiny mounts	Moody's Investors Service
09 Oct 2019	Sector Comment	Public colleges & universities – Michigan: State budget is credit negative for universities already facing lower enrollment	Moody's Investors Service
30 Sep 2019	Median Reports	Community colleges with revenue-backed debt – US: Medians - Community colleges sustain revenue growth despite lower enrollment	Moody's Investors Service
18 Sep 2019	Sector Comment	Higher education – US: Century bonds provide credit-positive financing tool for select US universities	Moody's Investors Service
11 Sep 2019	Sector Comment	Public colleges and universities and states – Louisiana: Plan to boost higher education achievement is credit positive for the state and its universities	Moody's Investors Service
12 Aug 2019	Sector In-Depth	Higher education – US: State funding a stabilizing element while competition curbs revenue growth	Moody's Investors Service
01 Aug 2019	Sector Comment	State government – Kentucky: Pension relief and buyout options for certain governmental entities are credit negative for the state	Moody's Investors Service
25 Jul 2019	Sector Comment	Higher education – US: Cyberattack campaign underscores risks of using third party services	Moody's Investors Service
24 Jul 2019	Sector Comment	Higher education – US: Financial exigency can serve as a credit-positive tool, highlighted by University of Alaska's recent declaration	Moody's Investors Service
17 Jul 2019	Sector In-Depth	State and local government – Connecticut: Retirement liabilities, including support for teacher benefits, drag on state's credit	Moody's Investors Service
27 Jun 2019	Sector Profile	Higher education - US: Medians – Private universities' low revenue growth tightens operating performance	Moody's Investors Service
26 Jun 2019	Sector Profile	Independent schools – US: Medians - Continued strong demand and revenue growth drive sector stability	Moody's Investors Service
04 Jun 2019	Sector Comment	Higher education - US: Tightened bar-pass standards are credit negative for a small share of law schools	Moody's Investors Service
31 May 2019	Sector Comment	Public finance – US: New GASB rules enhance transparency on conduit debt issuers' commitment to pay	Moody's Investors Service
22 May 2019	Sector Comment	Public K-12 school districts and community colleges – California: Revised budget increases funding for school districts and community colleges, a credit positive	Moody's Investors Service
16 May 2019	Sector In-Depth	Higher education - Global: Demand underpins credit strength in the face of geopolitical and funding risks	Moody's Investors Service
09 May 2019	Sector Comment	Higher education - US: Food and housing insecurity among students is credit negative for universities	Moody's Investors Service
08 May 2019	Median Reports	Privatized student housing - US: Medians - Number of stressed P3 projects increases, though sector is solid overall	Moody's Investors Service
08 Apr 2019	Sector In-Depth	Higher education - US: Continued growth in online education will intensify competition, shifting market share	Moody's Investors Service
05 Apr 2019	Sector Comment	Higher education, state and local government - Oklahoma: Opioid settlement credit positive for Oklahoma State University, local governments	Moody's Investors Service
08 Mar 2019	Sector In-Depth	Public finance - US: Rating revisions: Upgrades top downgrades for fourth straight year in 2018	Moody's Investors Service
06 Mar 2019	Sector Comment	Higher education - US: Weak enrollment projections highlight rising credit risk for some US colleges	Moody's Investors Service
01 Mar 2019	Sector In-Depth	Public finance - US: Self-liquidity report: Fourth quarter 2018	Moody's Investors Service
20 Feb 2019	Sector In-Depth	Higher education - US : Universities with highest revenue reliance on investment income can adapt to market volatility	Moody's Investors Service
19 Feb 2019	Sector In-Depth	State and local governments and higher education - Virginia: Growth of technology sector will drive economic growth and diversification	Moody's Investors Service
14 Feb 2019	Sector In-Depth	Higher education - US: Improved liquidity provides buffer for many private universities	Moody's Investors Service
07 Feb 2019	Sector Comment	Higher education - US: Stronger state financial support benefits public universities	Moody's Investors Service
01 Feb 2019	Sector Profile	Local government and higher education - US: Overview of state aid intercept programs	Moody's Investors Service
30 Jan 2019	Sector Comment	Local government - California : 49ers' winning tax appeal is credit negative for affected local governments	Moody's Investors Service
28 Jan 2019	Sector In-Depth	Cross-Sector - US: FAQ: The impact of the government shutdown and of another potential impasse	Moody's Investors Service
24 Jan 2019	Sector Comment	Public finance - District of Columbia, Maryland and Virginia: DC region, usually buttressed by federal presence, bears brunt of shutdown	Moody's Investors Service
23 Jan 2019	Sector Comment	Not-for-profit healthcare and higher education - US: New accounting standard for operating leases is credit neutral	Moody's Investors Service
18 Jan 2019	Sector Comment	Public-private partnerships and higher education - US: Project risks will vary widely as universities accelerate replacement of utility facilities	Moody's Investors Service
10 Jan 2019	Sector Comment	Higher education - US: Farm bill includes credit-positive provisions for historically black colleges and universities	Moody's Investors Service
18 Dec 2018	Sector In-Depth	Local government - US: Adjusted net pension liabilities rise for most of the 50 largest local governments in 2017	Moody's Investors Service
17 Dec 2018	Sector In-Depth	Community colleges with tax-backed debt - Texas: Enrollment remains high despite a tight labor market	Moody's Investors Service
12 Dec 2018	Outlook	Public finance - US: 2019 Outlooks	Moody's Investors Service
05 Dec 2018	Sector In-Depth	Public finance - US: Self-liquidity report: Third quarter 2018	Moody's Investors Service
04 Dec 2018	Outlook	Higher education - US: 2019 outlook remains negative with continued low net tuition revenue growth	Moody's Investors Service
29 Nov 2018	Outlook	Not-for-profit organizations - US: 2019 outlook stable with investment returns supporting revenue growth	Moody's Investors Service
29 Nov 2018	Outlook	Community colleges with revenue-backed debt - US: 2019 outlook stable with steadying enrollment, higher state and local revenue	Moody's Investors Service
29 Nov 2018	Outlook	Independent schools - US: 2019 outlook stable with healthy demand and stronger balance sheets	Moody's Investors Service
14 Nov 2018	Sector In-Depth	Higher education - US: Competition and affordability focus stifle pricing power and tuition revenue growth	Moody's Investors Service
09 Nov 2018	Sector Comment	State and local government - Nebraska: Nebraska's Medicaid expansion will be financed at the expense of downstream entities, negative for school districts	Moody's Investors Service
07 Nov 2018	Sector Comment	State government - US: Voters in three states support expanded Medicaid coverage, a positive for states that expanded it earlier	Moody's Investors Service
07 Nov 2018	Sector Comment	State government - US: Approved ballot measures restrict states' fiscal flexibility, a credit negative	Moody's Investors Service
07 Nov 2018	Sector Comment	Community colleges with revenue-backed debt - US : Voters back funding measures for community colleges in New Jersey and Colorado, a credit positive	Moody's Investors Service

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