Standard Life Bank Plc Credit Rating

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Date	Document Type	Title	Source
08 Jun 2010	Rating Action	Moody's upgrades ratings of Standard Life Bank to Aa3	Moody's Investors Service
08 Mar 2010	Announcement	Moody's maintains its review of Standard Life Bank's ratings	Moody's Investors Service
13 Nov 2009	Banking Statistics	Standard Life Bank Plc	Moody's Investors Service
09 Nov 2009	Credit Opinion	Standard Life Bank Plc	Moody's Investors Service
26 Oct 2009	Rating Action	Moody's places ratings of Standard Life Bank on review for possible upgrade	Moody's Investors Service
20 Oct 2009	Announcement	Moody's explains assumptions behind its estimates of UK banks' credit losses	Moody's Investors Service
20 Oct 2009	Special Comment	Moody's Approach to Estimating UK Banks' Credit Losses	Moody's Investors Service
12 Oct 2009	Special Comment	New FSA Rules on Bank Liquidity Positive for Credit of Banks, Government, and MDBs	Moody's Investors Service
21 Sep 2009	Sector Comment	UK Government "Living Wills" Plan for Banks Paves the Way for Lower Systemic Support	Moody's Investors Service
14 Sep 2009	Banking System Outlook	Banking System Outlook: United Kingdom	Moody's Investors Service
29 Jun 2009	Company Profile	Standard Life Bank Plc	Moody's Investors Service
14 Apr 2009	Rating Action	Moody's Announces Selective Rating Actions on U.K. Mortgage Lenders	Moody's Investors Service
22 Jan 2009	Announcement	Moody's reports on credit implications of UK government bailout	Moody's Investors Service
30 Jul 2008	Announcement	Moody's reports: More MTM losses for European banks in Q2 2008	Moody's Investors Service
30 May 2008	Announcement	Moody's reports: UK banking system faces negative credit outlook as economic downturn poses challenges	Moody's Investors Service
19 Nov 2007	Rating Action	Moody's affirms Standard Life's ratings; outlook revised to stable	Moody's Investors Service
26 Oct 2007	Rating Action	Moody's affirms Standard Life's ratings; outlook revised to negative	Moody's Investors Service
20 Apr 2007	Rating Action	Moody's announces bank rating actions for the United Kingdom resulting from implementation of JDA and BFSR methodologies	Moody's Investors Service
29 Dec 2006	Analysis	Standard Life Bank Limited	Moody's Investors Service
22 Dec 2006	Issuer Profile	Standard Life Bank Limited	Moody's Investors Service
10 Jul 2006	Rating Action	MOODY'S DOWNGRADES THE BANK DEPOSIT RATINGS OF STANDARD LIFE BANK TO A3/P-2 FROM A2/P-1 AND THE DEBT RATINGS OF STANDARD LIFE FUNDING B.V. TO A3/Baa1/P-2 FROM A2/A3/P-1. THE FINANCIAL STRENGTH RATING OF STANDARD LIFE BANK IS UPGRADED TO C- FROM D+	Moody's Investors Service
18 Apr 2006	Announcement	MOODY'S SAYS A1 RATING WITH STABLE OUTLOOK LIKELY FOR STANDARD LIFE'S NEW OPERATING COMPANY AFTER PROPOSED DEMUTUALISATION OF THE GROUP	Moody's Investors Service
18 Apr 2006	Rating Action	MOODY'S PLACES STANDARD LIFE BANK'S A2/P-1 BANK DEPOSIT RATINGS ON REVIEW FOR POSSIBLE DOWNGRADE; REVIEW FOR POSSIBLE UPGRADE MAINTAINED ON THE D+ FINANCIAL STRENGTH RATING	Moody's Investors Service
08 Feb 2006	Rating Action	MOODY'S PLACES ON REVIEW FOR POSSIBLE UPGRADE THE D+ BANK FINANCIAL STRENGTH RATING OF STANDARD LIFE BANK; THE A2/P-1 DEPOSIT RATINGS (WITH A NEGATIVE OUTLOOK) REMAIN UNCHANGED	Moody's Investors Service
23 Dec 2005	Analysis	Standard Life Bank Limited	Moody's Investors Service
17 Oct 2005	Announcement	MOODY'S AFFIRMS STANDARD LIFE'S A1 INSURANCE FINANCIAL STRENGTH RATING WITH A STABLE OUTLOOK FOLLOWING CONFIRMATION OF DEMUTUALISATION PLANS	Moody's Investors Service
05 Sep 2005	Announcement	MOODY'S REPORTS: UK MORTGAGE LENDERS' STABLE OUTLOOK REFLECTS RESILIENCE AND STRONG FINANCIALS OF SECTOR, BUT ALSO TAKES ACCOUNT OF MORE UNCERTAIN UK ECONOMIC OUTLOOK AND HOUSE PRICE SLOWDOWN	Moody's Investors Service
15 Jun 2005	Announcement	MOODY'S AFFIRMS STANDARD LIFE BANK'S A2/P-1/D+ RATINGS; NEGATIVE OUTLOOK MAINTAINED ON DEPOSIT AND DEBT RATINGS AND POSITIVE OUTLOOK MAINTAINED ON THE FINANCIAL STRENGTH RATING	Moody's Investors Service
16 May 2005	Rating Action	MOODY'S ASSIGNS A3 RATING, WITH A NEGATIVE OUTLOOK, TO SUBORDINATED NOTES ISSUED UNDER THE EUR4 BILLION EURO MEDIUM TERM NOTE PROGRAMME OF STANDARD LIFE FUNDING B.V.	Moody's Investors Service
25 Nov 2004	Analysis	Standard Life Bank Limited	Moody's Investors Service
09 Nov 2004	Rating Action	MOODY'S CHANGES TO POSITIVE FROM STABLE THE OUTLOOK FOR THE D+ FINANCIAL STRENGTH RATING OF STANDARD LIFE BANK. A2/PRIME-1 RATINGS ARE AFFIRMED WITH A NEGATIVE OUTLOOK	Moody's Investors Service
04 Nov 2004	Rating Action	MOODY'S ASSIGNS FINAL Baa1 RATING TO STANDARD LIFE MACS (NEGATIVE OUTLOOK)	Moody's Investors Service
31 Mar 2004	Rating Action	MOODY'S COMMENTS ON STANDARD LIFE'S ANNOUNCEMENT; RATINGS AND OUTLOOKS AFFIRMED	Moody's Investors Service
13 Jan 2004	Rating Action	MOODY'S DOWNGRADES TO A2 FROM Aa3 THE LONG-TERM RATINGS OF STANDARD LIFE BANK LTD. A2/P-1 RATINGS HAVE A NEGATIVE OUTLOOK.	Moody's Investors Service
25 Sep 2003	Analysis	Standard Life Bank Limited	Moody's Investors Service
02 May 2003	Rating Action	MOODY'S WITHDRAWS OLD LINE LIFE INSURANCE COMPANY OF AMERICA'S Aa1 INSURANCE FINANCIAL STRENGTH RATING AND AMERICAN GENERAL CORPORATION'S P-1 SHORT-TERM DEBT RATING	Moody's Investors Service
20 Dec 2002	Rating Action	MOODY'S DOWNGRADES TO Aa3 THE LONG-TERM DEPOSIT RATING OF STANDARD LIFE BANK LTD	Moody's Investors Service
09 Dec 2002	Rating Action	MOODY'S REPORTS: DESPITE DIFFICULT HOUSING MARKET, UK MORTGAGE LENDERS RETAIN STABLE OUTLOOKS AND WILL NOT UNDERGO DOWNGRADES	Moody's Investors Service
21 Nov 2002	Analysis	Standard Life Bank Limited	Moody's Investors Service
12 Nov 2002	Rating Action	MOODY'S PLACES ON REVIEW FOR POSSIBLE DOWNGRADE THE A1 LONG-TERM RATING OF EGG BANKING Plc AND THE Aa1 RATING OF STANDARD LIFE BANK. THE SHORT TERM RATINGS AND FINANCIAL STRENGTH RATINGS OF BOTH ARE UNAFFECTED.	Moody's Investors Service
09 Oct 2001	Analysis	Standard Life Bank Limited	Moody's Investors Service
26 Mar 2001	Rating Action	MOODY'S ADJUSTS FINANCIAL STRENGTH RATINGS (FSR) OF SOME U.K. BANKS AND BUILDING SOCIETIES TO REFLECT EXPANDED FSR SCALE AND REVISED DEFINITIONS; ADJUSTMENTS DO NOT REFLECT ANY CHANGE IN MOODY'S CREDIT OPINION ON THESE INSTITUTIONS	Moody's Investors Service
12 Dec 2000	Analysis	Standard Life Bank Limited	Moody's Investors Service
23 Jul 1999	Rating Action	MOODY'S ASSIGNS Aa1/PRIME-1 RATINGS AND D FINANCIAL STRENGTH RATING TO STANDARD LIFE BANK LIMITED	Moody's Investors Service

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