Demographics: credit risks and opportunities
Demographic trends are impacting issuers across sectors globally, weighing on economic and fiscal growth. From ageing populations, to income inequality, to rising healthcare needs, this page explores the credit implications of changing demographics.
  • Reports
    44 Documents
    13 FEB 2020|Sector In-Depth|MOODY'S INVESTORS SERVICE
    Rising construction costs are leading to cost overruns for some ISDs, however overall credit remains strong, driven by growing enrollment, healthy reserves and strong management.
    11 FEB 2020|Sector Comment|MOODY'S INVESTORS SERVICE
    Latest UK Universities and Colleges Admissions Service undergraduate student application show a 1.6% increase in applications to UK universities, which will support tuition revenue.
    27 JAN 2020|Sector Comment|MOODY'S INVESTORS SERVICE
    Pennsylvania community college students are eligible for credit transfer and discounted tuition at Southern New Hampshire University, credit negative for Pennsylvania's four-year schools.
    22 JAN 2020|Issuer Comment|MOODY'S INVESTORS SERVICE
    A Wisconsin panel denied a school district's dissolution after failed levy overrides and major open enrollment losses, creating uncertainty for bondholders.
    21 JAN 2020|Credit Opinion|MOODY'S INVESTORS SERVICE
    Detailed credit opinion highlighting modestly sized tax base, adequate reserves, with above average resident wealth and elevated but manageable debt levels and adjusted pension liabilities.
    17 JAN 2020|Research Announcement|MOODY'S INVESTORS SERVICE
    With enrollment declining and costs remaining steady, slow repayments are now the key driver behind growing student loan balances.
    12 DEC 2019|Issuer In-Depth|MOODY'S INVESTORS SERVICE
    An in-depth analysis of the drivers of the US government's entitlement spending and the likely long-term impact on the sovereign's fiscal strength.
    13 NOV 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    The population in the United Kingdom is getting older, creating challenges for government, and opportunities and risks for the private sector.
    06 NOV 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    Income inequality is associated with less predictable policy environments, higher spending pressures and weaker long-term growth.
    23 OCT 2019|Research Announcement|MOODY'S INVESTORS SERVICE
    Absent measures that raise productivity growth and/or reduce spending, the fastest-ageing economies face a weakening of economic and fiscal strength.