Digital Transformation
E-commerce and other digital service delivery will continue to ramp up as a result of rapidly changing consumer habits, with implications for a range of sectors. Changes in digital behavior will also result in increased cyber risk.
  • SUMMARY
  • REPORTS

  • PODCAST
    24 Feb 2021|Moody's Investors Service
    Donald Robertson and Fadi Massih of the Securities and Exchanges team size up the implications that the recent social media-powered short squeeze has for US retail brokers, market makers, clearinghouses and exchanges (begins at 12:04). Plus, Swen Metzler spotlights German banks’ pressing need to rein in costs, and Alka Anbarasu tells us which Indian banks will win the race to go digital (begins at 3:01).
    0:00
    0:00

    SECTOR IN-DEPTH
    10 Feb 2021|Moody's Investors Service
    The sophistication of the attack, which occurred through a breach of network management software, will trigger profound shifts around cybersecurity risk management and oversight practices for debt issuers. The attack will force a thorough evaluation of software vendors and increased spending to bolster cyber defenses.
     

    SECTOR IN-DEPTH
    01 Feb 2021|Moody's Investors Service
    To differing degrees, the policy will shape the credit quality of the central, and regional and local governments, businesses and financial institutions, and structured finance instruments.

    VIDEO
    VIDEO
    26 Jan 2021|Moody's Investors Service
    From vulnerabilities in software supply chains to the increasing frequency of ransomware attacks, cybersecurity risks will continue to be a more prominent credit challenge in 2021.
    OUTLOOK
    26 Jan 2021|Moody's Investors Service
    Cybersecurity issues will continue to grow as a credit factor in 2021.

    SECTOR IN-DEPTH
    12 Jan 2021|Moody's Investors Service
    Asset tokenization, which involves the creation of a digital representation of an asset on a blockchain, has transformative potential in financial services. If widely adopted, the technology could increase efficiency and liquidity in credit markets, giving investors more options across asset classes and expanding financing access for borrowers.

    PODCAST
    03 Dec 2020|Moody's Investors Service
    Analysts Mickey Chadha and Kevin Fagan discuss the outlook for US retail and the credit conditions for the US commercial mortgage-backed securities market in 2021. They outline how the coronavirus pandemic is rapidly accelerating digitization, which is increasingly dividing retailers into digital-haves and have-nots, reshaping mall design and determining which retail tenants are attractive to the market.​​ >> View the infographic
    0:00
    0:00

    0:00
    0:00
    OUTLOOK
    09 Nov 2020|Moody's Investors Service
    Global credit conditions will improve overall in 2021, aided by unprecedented COVID-19-related fiscal and monetary policy support. However, the initial rapid economic rebound is giving way to a patchier, more tenuous recovery as the pandemic proves hard to contain. Six key themes will shape the credit environment in the year ahead: Uneven recovery, policy challenges, rising debt burdens, digital transformation, environmental impact and social trends.
    PODCAST
    09 Nov 2020|Moody's Investors Service
    Anne Van Praagh and Michael Taylor of the Credit Strategy & Research team discuss six key trends that will affect the credit landscape as the world deals with the coronavirus crisis. These include an uneven and inconsistent economic recovery, sharply higher corporate and sovereign debt loads and numerous policy challenges for governments as they grapple with the economic and social consequences of the pandemic.

    SECTOR IN-DEPTH
    09 Nov 2020|Moody's Investors Service
    Our survey of large banks in five Asia-Pacific banking systems – Australia, China, Hong Kong, Japan and Korea – shows an increase in traffic online and the sourcing of deposits via digital channels during the outbreak. However, the region's neobanks have largely stalled in regional market growth.