Disruptive Technologies
Scaling up of digital technologies is accelerating the transformation of traditional businesses. New opportunities are offered by advances in artificial intelligence, machine learning, robotics & autonomous vehicles, but cyber risks are intensifying.
  • SUMMARY
  • REPORTS

  • SECTOR IN-DEPTH
    30 Jun 2020|Moody's Investors Service
    Some developments, such as the benefits of lower borrowing costs or challenges from fiscal austerity, will be immediate. Others, such as telemedicine’s potential transformative effect on the healthcare sector or governments’ need to confront new social mandates, will play out over several years.

    SECTOR IN-DEPTH
    18 Jun 2020|Moody's Investors Service
    The crisis will likely result in fundamental shifts for economies, societies and companies in the coming years. Potential outcomes include weaker long-term economic growth, a prolonged period of extraordinarily low interest rates, and an acceleration of the digital transformation already under way.

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    PODCAST
    08 Jun 2020
    Vincent Gusdorf of the Corporates team and Leroy Terrelonge from the Cyber Risk team discuss why cyberattacks against third parties will increase and which industries are the most vulnerable. >> Read related report.

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    PODCAST
    27 Feb 2020|Moody's Investors Service
    Jody Shenn and Pedro Sancholuz Ruda from the Structured Finance team discuss how technologies like alternative data, machine learning, blockchains and document digitization can help to improve the accuracy and efficiency of asset origination or underwriting, as well as transaction services. That said, nearly all are untested through a credit cycle and come with potential legal and compliance risks.
    SECTOR IN-DEPTH
    20 Feb 2020|Moody's Investors Service
    Incorporation of new technologies can strengthen credit-related processes, but changing approaches are introducing risks.

    SECTOR IN-DEPTH
    19 Feb 2020|Moody's Investors Service
    Global investment banks are deploying their tremendous financial resources to fend off fresh competition from fintech companies. The banks’ responses to our survey show they are alert to the threat of new entrants disintermediating their revenue streams, are enhancing their technology platforms, and have the scale, talent and capital to compete in an increasingly digital marketplace.