Lower-for-longer Interest Rates
Interest rates will likely remain near zero in many economies as central banks maintain supportive monetary and liquidity policies, extending a long-lasting period of weak demand and low rates.
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    68 Documents
    TitleIssuer/Entity
    02 JUL 2020|Sector In-Depth|MOODY'S INVESTORS SERVICE
    While P&C insurers are less sensitive to low rates than life insurers, persistently low yields will erode their investment returns, weighing on their profitability.
    30 JUN 2020|Sector In-Depth|MOODY'S INVESTORS SERVICE
    We expect Swedish banks' ability to manage persistently low rates to come under increasing pressure as a result of lower loan growth and increased competition.
    23 JUN 2020|Issuer In-Depth|MOODY'S INVESTORS SERVICE
    Low interest rates have eroded earnings in recent years. Now Germany's largest banking group faces rising credit costs from the outbreak of the coronavirus.
    22 JUN 2020|Sector In-Depth|Credit After Covid|MOODY'S INVESTORS SERVICE
    Generally strong debt affordability will offset the rating implications of a one-off increase in debt burdens, but eventual ability to reduce the debt will differentiate credit profiles.
    18 JUN 2020|Sector In-Depth|Credit After Covid|MOODY'S INVESTORS SERVICE
    Economies, societies, companies and financial systems will undergo shifts in six main areas after the crisis recedes, with credit implications for public and private sectors.
    16 JUN 2020|Sector In-Depth|MOODY'S INVESTORS SERVICE
    Despite being closed to new joining employees, defined benefit pension obligations continue to have a negative economic impact on German banks.
    10 JUN 2020|Sector Comment|MOODY'S INVESTORS SERVICE
    Lower interest rates will reduce banks' funding costs and support their margins, partially offsetting weaker noninterest revenue and higher credit costs.
    10 JUN 2020|Sector In-Depth|MOODY'S INVESTORS SERVICE
    This report explores the challenges of “low for longer” rates for banks, and sets out how we assess the impact on their net interest margins (NIMs), a key component of their profitability.
    08 JUN 2020|Issuer In-Depth|MOODY'S INVESTORS SERVICE
    The four insurers' financials in fiscal 2019 do not fully capture the effects of coronavirus outbreak, which we expect will be most pronounced on investment income and capitalization.
    25 MAY 2020|Sector Comment|MOODY'S INVESTORS SERVICE
    In first quarter 2020, life insurers faced higher reserves for variable guarantee products, while non-life insurers benefited from lower claims.