SECTOR IN-DEPTH
11 Jul 2019|Moody's Investors Service
European insurers will have more time to adapt to the spread of connected devices known as the “Internet of Things (IoT)” because the roll-out of fifth generation (5G) mobile networks will be gradual. 5G-enabled IoT, when fully developed, will support technologies such as “smart” homes and driverless cars that threaten to severely disrupt insurers.
SECTOR IN-DEPTH
21 Jun 2019|Moody's Investors Service
Interest is rising among lenders to further incorporate automated valuation models to value properties, a shift that would mitigate some risks but create others.
SECTOR IN-DEPTH
01 Jul 2019|Moody's Investors Service
New technologies are blurring the lines between industrial hardware and software companies, while customers are still uncertain about how to make use of digitalization.
Podcast
27 Jun 2019|Moody's Investors Service
In this podcast, Singapore-based Corporate Finance Vice-President Senior Analyst Nidhi Dhruv and Associate Managing Director Ian Lewis discuss the status of 5G mobile technology in the Asia Pacific and the challenges surrounding the implementation of 5G technology and monetization of investments.
SECTOR IN-DEPTH
27 Jun 2019|Moody's Investors Service
Lack of demand and a clear business case for deployment are likely to slow adoption and rollout. Implementation of 5G will also involve network reconfiguration and business model changes.
SECTOR COMMENT
26 Jun 2019|Moody's Investors Service
Announcements by the Bank of England and the UK government seek to open up small and midsize enterprise banking to greater competition, increasing margin pressure.
PODCAST
19 Jun 2019|Moody's Investors Service
In this episode of Moody's Talks, Associate Managing Director Gene Fang and Assistant Vice President Christian Fang, both of the Sovereign Risk Group, discuss the impact of artificial intelligence on government credit quality. While the technology has the potential to support sovereign creditworthiness over time, it could also raise political and social costs, and institutional challenges.
SECTOR IN-DEPTH
19 Jun 2019|Moody's Investors Service
AI has the potential to raise economic, institutional and fiscal strength, and to reduce event risk. Even with rapid adoption, the credit implications will materialize over decades.
SECTOR COMMENT
19 Jun 2019|Moody's Investors Service
Facebook's cryptocurrency will drive further share gain from cash and may present incremental processing opportunities.
Podcast
11 Jun 2019
In this podcast, Tokyo-based Associate Managing Director Mihoko Manabe and Vice President-Senior Credit Officer Motoki Yanase discuss the advancement of digital technology and the opportunities and challenges it brings to Japanese corporates.
SECTOR IN-DEPTH
10 Jun 2019|Moody's Investors Service
Digital technology, which is changing how people travel, shop and work, will have the greatest impact on the auto, retail and office printing sectors in Japan.