Digital technologies likely to enhance credit profiles for countries that leverage benefits while managing disruptions
12 Nov 2019|Moody's Investors Service
Digital technologies offer sovereigns a range of avenues to strengthen their economic and fiscal profiles. However, the benefits are likely to be spread unevenly because of differences in environments conducive to innovation, fiscal buffers and wealth. Their adoption can also cause substantial disruption such that the net credit enhancements may only be evident after a significant lag.
24 Oct 2019|Moody's Investors Service
Rigorous underwriting allows life insurers to price products appropriately, but also adds considerable expense to the bottom line and can make it harder to insure underserved populations. Many US life insurance companies see technology – in the form of automated underwriting software systems – as at least a partial solution to this dilemma.
Banks – United States of America: Four largest US banks surpass 100 million active mobile customers, but market share gains are not assured
18 Oct 2019|Moody's Investors Service
Big US banks are rapidly expanding their numbers of active mobile customers, but the growth is not yet reflected in domestic deposit market share gains.