Disruptive Technologies
Scaling up of digital technologies is accelerating the transformation of traditional businesses. New opportunities are offered by advances in artificial intelligence, machine learning, robotics & autonomous vehicles, but cyber risks are intensifying.

    12 Nov 2019|Moody's Investors Service
    Digital technologies offer sovereigns a range of avenues to strengthen their economic and fiscal profiles. However, the benefits are likely to be spread unevenly because of differences in environments conducive to innovation, fiscal buffers and wealth. Their adoption can also cause substantial disruption such that the net credit enhancements may only be evident after a significant lag.

    24 Oct 2019|Moody's Investors Service
    Rigorous underwriting allows life insurers to price products appropriately, but also adds considerable expense to the bottom line and can make it harder to insure underserved populations. Many US life insurance companies see technology – in the form of automated underwriting software systems – as at least a partial solution to this dilemma.

    18 Oct 2019|Moody's Investors Service
    Big US banks are rapidly expanding their numbers of active mobile customers, but the growth is not yet reflected in domestic deposit market share gains.