US Housing & Housing Finance: How long will this boom last?
Record-low mortgage rates and effects of the coronavirus pandemic have boosted home sales, prices and home-loan refinancings. However, weak employment trends will lower residential mortgage asset quality as forbearance measures lapse.
  • SUMMARY
  • REPORTS
  • EVENTS

  • Podcast
    28 May 2021|Moody's Analytics
    Jim Parrott at Urban Institute, joins Mark Zandi and the Moody's Analytics team to discuss the state of the U.S. housing market and the supply issues its facing.

    SECTOR IN-DEPTH
    10 May 2021|Moody's Investors Service
     Unabated demand continues to power homebuilders' results, with spring sales likely to produce record revenue and margins. We expect some moderation next year, but fundamentals remain strong.

    SECTOR IN-DEPTH
    31 Mar 2021|Moody's Investors Service
    Most sponsors will likely remain vigilant about COVID-19-tied risk and continue to prevent or limit non-cash-flowing collateral from entering new pools for prime jumbo and CRT deals.
    SECTOR IN-DEPTH
    26 Mar 2021|Moody's Investors Service
    High refinance volumes, pandemic-spurred social distancing needs and greater market acceptance have increased the percentage of appraisal-waivers loans, posing credit risk in RMBS.

    SECTOR COMMENT
    26 Mar 2021|Moody's Investors Service
    Rising construction materials and labor costs are credit negative for homeowners and commercial property insurers, because they will pay more for home repair and rebuilding costs.
    SECTOR IN-DEPTH
    04 Mar 2021|Moody's Investors Service
    Industry premiums collectively swelled to $600 billion of new insurance written during the 2020, up 56% year over year, with most business written in the second half of the year.

    PODCAST
    25 Mar 2021|Moody's Investors Service
    In this month’s featured segment, Yehudah Forster of the Residential Mortgage-backed Securities team breaks down potential changes to the qualified mortgage rules, and what they mean for the credit quality of future RMBS. Plus, Aaron Johnson and Xhen Pisha draw on our 2021 outlooks to highlight the structured finance asset classes on the bumpiest roads as the economy recovers from a tumultuous 2020.
    0:00
    0:00