US Housing: the recovery’s over – what’s next?
Following a long recovery, the US housing and housing finance markets are facing a more complex environment where home affordability has been decreasing across broad segments. This page highlights key research on this topic.

    13 Sep 2019|Moody's Investors Service
    Although the government’s proposals would limit the role of the federal housing finance agencies, the basic framework of the US mortgage financing system would remain intact under the proposals most likely to be implemented, which is a credit positive for private mortgage insurers.

    06 Sep 2019|Moody's Investors Service
    The Treasury’s recommended housing reforms could be credit negative for the GSEs due to the potential for reduced government support.The proposals could open opportunities for other lenders.

    18 Jul 2019|Moody's Investors Service
    There are no discernible signs yet that the federal cap on state and local tax (SALT) deductions is causing residents to flee high-tax states such as California, Connecticut, New Jersey and New York. In fact, migration from states with high SALT deductions is lower than a decade ago.