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Sovereign


Sarah Carlson
Senior Vice President
Sarah.Carlson@moodys.com  
  
Marie Diron
Associate Managing Director
Marie.Diron@moodys.com
 
Atsi Sheth
Managing Director
Atsi.Sheth@moodys.com
 
Alastair Wilson
Global Managing Director
Alastair.Wilson@moodys.com  

  
Financial Institutions
 
Ana Arsov
Associate Managing Director
Ana.Arsov@moodys.com  
 
Sean Jones
Associate Managing Director
Sean.Jones@moodys.com  
 
 
U.S. Public Finance
 
Gail Sussman
Managing Director
Gail.Sussman@moodys.com
 
Timothy Blake
Managing Director
Timothy.Blake@moodys.com  

  
Structured Finance
 
Navneet Agarwal
Managing Director
Navneet.Agarwal@moodys.com
 
Jonathan Polansky
Managing Director
jonathan.polansky@moodys.com 
 
 
Corporate Finance

Tom Marshella
Managing Director
Tom.Marshella@moodys.com
 
Paloma San Valentin

Managing Director - CCO
Paloma.SanValentin@moodys.com  

 
U.S. Infrastructure
 
Michael Mulvaney
Managing Director
Michael.Mulvaney@moodys.com
 
Suzanne Wingo

VP-Sr Credit Officer
Suzanne.Wingo@moodys.com  
 

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United States in Focus

Highlights

  • 30 Oct 2017
    • US banks' net interest margins are still increasing, a credit positive
      US banks' reported third-quarter earnings and higher net interest margins, a credit positive because net interest margin is a key driver of net interest income, which accounts for more than half of most banks' net revenue. Full Report
  • 11 Sep 2017
    • US debt ceiling risks linger despite prospect of a brief suspension
      The passage of a bill last Friday to fund disaster relief, extend federal government funding and suspend the debt ceiling until 8 December 2017 allows a brief resumption of the US’s (Aaa stable) normal government operations. However, even if the three-month suspension is approved by lawmakers, the risk of an economically disruptive stalemate over the debt ceiling in early 2018 remains. Full Report​​
  • 5 Sep 2017
    • US debt ceiling and implications of a missed interest payment
      Our stable outlook on the US's Aaa rating reflects our view that the debt ceiling will ultimately be raised. The unlikely event of a missed interest payment would constitute a default and be consistent with a somewhat lower rating for the US government. Even if the default was remedied quickly, an upgrade back to Aaa would be unlikely as long as the debt ceiling construct, and the political environment that gave rise to the missed payment, remained in place.Full Report​​​

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  • Moody’s Credit Assessment™ is provided by Moody’s Credit Assessment, Inc. Moody’s Credit Assessment™ is not a Moody’s Investors Service credit rating and is solely based on publicly available information.