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Sarah Carlson
Senior Vice President  
Marie Diron
Associate Managing Director
Atsi Sheth
Managing Director
Alastair Wilson
Global Managing Director  

Financial Institutions
Ana Arsov
Associate Managing Director  
Sean Jones
Associate Managing Director  
U.S. Public Finance
Gail Sussman
Managing Director
Timothy Blake
Managing Director  

Structured Finance
Navneet Agarwal
Managing Director
Jonathan Polansky
Managing Director 
Corporate Finance

Tom Marshella
Managing Director
Paloma San Valentin

Managing Director - CCO  

U.S. Infrastructure
Michael Mulvaney
Managing Director
Suzanne Wingo

VP-Sr Credit Officer  

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United States in Focus


  • 30 Oct 2017
    • US banks' net interest margins are still increasing, a credit positive
      US banks' reported third-quarter earnings and higher net interest margins, a credit positive because net interest margin is a key driver of net interest income, which accounts for more than half of most banks' net revenue. Full Report
  • 11 Sep 2017
    • US debt ceiling risks linger despite prospect of a brief suspension
      The passage of a bill last Friday to fund disaster relief, extend federal government funding and suspend the debt ceiling until 8 December 2017 allows a brief resumption of the US’s (Aaa stable) normal government operations. However, even if the three-month suspension is approved by lawmakers, the risk of an economically disruptive stalemate over the debt ceiling in early 2018 remains. Full Report​​
  • 5 Sep 2017
    • US debt ceiling and implications of a missed interest payment
      Our stable outlook on the US's Aaa rating reflects our view that the debt ceiling will ultimately be raised. The unlikely event of a missed interest payment would constitute a default and be consistent with a somewhat lower rating for the US government. Even if the default was remedied quickly, an upgrade back to Aaa would be unlikely as long as the debt ceiling construct, and the political environment that gave rise to the missed payment, remained in place.Full Report​​​

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  • Moody’s Credit Assessment™ is provided by Moody’s Credit Assessment, Inc. Moody’s Credit Assessment™ is not a Moody’s Investors Service credit rating and is solely based on publicly available information.