Please Note
We brought you to this page based on your search query. If this isn't what you are looking for, you can continue to Search Results for ""
The maximum number of items you can export is 3,000. Please reduce your list by using the filtering tool to the left.
Ratings Highlights
Ratings List

Middle East Rating List


Saudi Arabia Rating List
ACWA Power Management and Investments One Ltd
شركة أكوا باور للإدارة والاستثمار المحدودة
Al Rajhi Bank
مصرف الراجحي
Alawwal Bank
البنك الأول
Almarai Company
شركة المراعي
Almarai Sukuk Ltd
شركة المراعي للصكوك المحدودة
Arab National Bank
البنك العربي الوطني
Arabian Centres Company
شركة المراكز العربية
Arabian Centres Sukuk Limited
شركة صكوك المراكز العربية المحدودة
Bank AlBilad
بنك البلاد
Bank Al-Jazira
بنك الجزيرة
Banque Saudi Fransi
البنك السعودي الفرنسي
Buruj Cooperative Insurance Co.
شركة بروج للتأمين التعاوني
Chubb Arabia Cooperative Insurance Company.
شركة تْشب العربية للتأمين التعاوني
Dar Al-Arkan Sukuk Company Ltd.
شركة دار الأركان للصكوك المحدودة
Gulf International Bank - Saudi Arabia
بنك الخليج الدولي – المملكة العربية السعودية
Jadwa Asset Management
شركة جدوى لإدارة الأصول
KSA Sukuk Limited
شركة الصكوك المحدودة- المملكة العربية السعودية
National Commerical Bank
البنك الأهلي التجاري
NCB Capital
شركة الأهلي كابيتال
Riyad Bank
بنك الرياض
SABIC Capital I B.V.
شركة سابك كابيتال
SABIC Capital II B.V.
شركة سابك كابيتال
Samba Financial Group
مجموعة سامبا المالية
Samba Funding Limited
شركة سامبا للتمويل المحدودة
Saudi Arabia
حكومة المملكة العربية السعودية
Saudi Arabia, Government of
حكومة المملكة العربية السعودية 
Saudi Arabian Oil Company
شركة النفط العربية السعودية
Saudi Basic Industries Corporation
الشركة السعودية للصناعات الأساسية
Saudi British Bank
البنك السعودي البريطاني
Saudi Electricity Company
الشركة السعودية للكهرباء
Saudi Electricity Global SUKUK Company
شركة الصكوك العالمية التابعة للشركة السعودية للكهرباء رقم 1
Saudi Electricity Global SUKUK Company 2
شركة الصكوك العالمية التابعة للشركة السعودية للكهرباء رقم 2
Saudi Electricity Global SUKUK Company 3
شركة الصكوك العالمية التابعة للشركة السعودية للكهرباء رقم 3
Saudi Electricity Global SUKUK Company 4
شركة الكهرباء السعودية للصكوك الدولية 4
Saudi Investment Bank
البنك السعودي للاستثمار
Saudi Re For Cooperative Reinsurance Company
الشركة السعودية لإعادة التأمين (إعادة) التعاونية
Saudi Telecom Company
الشركة السعودية للاتصالات
STC Sukuk Company Limited
شركة صكوك الاتصالات السعودية المحدودة (STC)
The Saudi Investment Bank
البنك السعودي للاستثمار
Walaa Cooperative Insurance Company
شركة ولاء للتأمين التعاوني

*MIS also offer Other Permissible Services as defined in MIS Rating Symbols and Definitions.

*كما تقدم MIS خدمات اخرى مسموح بها كما هو موضح في وثيقتها الخاصة برموز وتعريفات التصنيف.​​​

Featured Event
Upcoming Events
Key Contacts

Moody’s Investors Service Middle East Limited
General Manager
Jehad El-Nakla
Tel: +971 4 237 9535


Company Branch of Moody’s Investors Service
General Manager
Mahmoud Totonji
Tel: +966 500 035-247


Fundamental Business Development
and Islamic Finance

Faisal Hijazi
Tel: +971 4 237 95 30


Moody’s Analytics Solutions
Wael Jadallah
Tel: +971 4 237 95 45​​​​​

About Moody’s Investors Service
About Moody’s Analytics
Islamic Finance
Guide to First-Time Ratings
Media Coverage
KSA Branch

Moody’s Investors Service Middle East Limited prides itself on being able to meet the needs of its Middle Eastern customers thanks to a combination of local expertise and global experience, while ensuring consistency with other Moody’s offices worldwide. After a long history of rating sovereigns and banks in the region, Moody’s began operations in the region, located in the Dubai International Financial Centre (DIFC), in early 2007 with fully staffed analytical presence. It has since expanded its rating universe to a growing number of corporates and securitization transactions.


Our team consists of highly trained and experienced experts, dedicated to providing the best service possible and recruited from many different backgrounds, both cultural and professional.


 Moody’s rates and publishes independent credit opinions on fixed-income securities, issuers of securities and other credit obligations. We rate debt obligations in the areas of Banking, Corporate, Project Finance, Sovereign and Regional/Local Governments and Supranationals, Structured Finance, Insurance and Managed Funds.


In an environment where global financial and capital markets depend more than ever on credit ratings, a Moody's rating provides crucial benefits and valuable opportunities for both issuers and investors.


For issuers, such benefits include wider, stable and more flexible access to global financial and capital markets, lower funding costs and greater liquidity.


Investors use Moody’s ratings to help price the credit risk of fixed-income securities or debts they may buy or sell or lend. And the values of our ratings are not limited to the time of any initial purchase decisions, but extend throughout the lives of rated instruments.


Furthermore, investors rely on our expertise and global focus for ongoing monitoring, opinion updates and rating adjustments. Many also use our ratings as a means for expanding their investment horizons to markets or security types they do not cover with their own analysis.


Moody’s is committed to meeting the growing demands of Middle East's credit market participants. Our experience both locally and globally means that we can tailor our products and services accordingly.


Moody’s Investors Service Middle East Limited is regulated by Dubai Financial Services Authority and is incorporated in the Dubai International Financial Centre under Registration no. CL1311 and having its registered office at Dubai International Financial Centre, Gate Precinct Bldg 3, Level 3 , P.O. Box 506845, Dubai, UAE

Moody’s Analytics is a globally recognised provider of award-winning risk management solutions, professional services and market standard credit research. Close to 100 institutions in the region rely on our expertise and know-how to develop turnkey solutions tailored to their specific credit risk and regulatory compliance challenges.


With more than 10 years of experience of operating in the Middle East and the recent opening of our DIFC (UAE) office, we are strongly committed to the local market.


Our Solutions


Moody's Analytics offers a unique range of risk management and credit decision-making tools, designed to cover market participants' needs across the credit spectrum.


We can provide a wide range of services including:


• Credit Risk Scoring and Loan Origination Platforms
• Regulatory and Economic Capital Solutions
• Fundamental Credit, Market and Economic Research
• Consulting Services
• Training Services


To learn more about our full solutions, visit our Solutions page.


To learn more about our experience, visit our References page.


Islamic finance is one of the most dynamic sectors of global finance. Moody’s is an active participant in the Islamic finance markets, applying the full breadth of Moody’s experience and expertise to assessing the credit risk of Islamic banks, insurers, bonds and structured products, more commonly known as Sukuk.


Islamic Finance seeks to encourage 'ethical' investing that conforms with the principles of the Islamic faith. Such principles form part of ‘Shari’ah’, which is often understood to be ‘Islamic Law’, but it is actually broader than this in that it also encompasses the general body of spiritual and moral obligations and duties in Islam. The most major difference from conventional finance is that trading in ‘indebtedness’ is prohibited and money should be earned, so the issuance of conventional bonds would not be compliant as they are usually traded and represent [usurious] interest based debts. It is worth noting that equity financing of an 'ethical' business is Shari’ah compliant and fits well with the risk/return precepts of Islam.


Moody's is strongly committed to support the growing importance of Islamic finance by providing market participants with ratings and supporting credit research. Moody's is also regularly quoted in the media for our perspectives on Islamic finance.


Moody’s capabilities in Islamic finance include:


• A team of seven analysts dedicated to Islamic finance
• 25 Islamic bank and Sukuk ratings
• Issuer- and deal-specific credit research
• Regular thought-leadership research


Visit our Islamic Finance page to learn more.

Issuer's Guide to Moody's Rating Process


This section provides important information about the Moody's rating process for issuers or prospective issuers of debt. Our Business Development Team is available by phone, e-mail, or for one-on-one meetings to answer all of your questions about the rating process, including: How long does it take? What information do I need to provide? What sort of rating should I get? Is confidentiality assured?


If you have questions about our procedures or would like to engage us for a rating, please contact the relevant member of our Business Development Team below, or scroll down to learn more about the Moody’s rating process.




Your Business Development Team


Fundamental Business Development

Moody's Investors Service Middle East Limited
Jehad El-Nakla
General Manager
Tel: +971 4 237 9535


Company Branch of Moody’s Investors Service
Mahmoud Totonji
General Manager
Tel: +971 506 255 086


Middle East and Islamic Finance

Faisal Hijazi
VP – Relationship Management
Tel: +971 4 237 95 30




• First-Time Rating Process
• Our Rating Methodology
• What To Expect From The Moody’s Rating Relationship
• The Value of Ratings To The Rated




First-Time Rating Process


Obtaining a Moody's rating is an active, ongoing dialogue between the issuer and our analysts. As an issuer, you naturally play a critical role in the rating process, which is transparent and entails an open dialogue about our views, processes and conclusions. Once issued, our ratings are continuously examined and updated through dialogues and regular meetings in which you are encouraged to raise any concerns and present all materials that you believe are pertinent to our analysis.


If you are new to Moody’s, the rating process begins with an introductory meeting. An associate from our Business Development team will introduce Moody’s procedures and discuss the specific sorts of data that will be most useful in developing an understanding of your organisation. Our goal at this point is to ensure that you understand our approach to credit analysis and the types of information that will be most important to us.


Moody’s concentrates on several essential elements relevant to your long-term and short-term risk profile. Typically, we find that this information is already available internally and is not dissimilar to the sort of information that you might present to senior management.


Meeting with management


The initial analytical meeting often takes place at your head office and typically lasts a full morning or day including site visits. Moody’s will discuss any issues that you deem relevant. For example, for an industrial company we would tend to focus on the following subjects:


• Background and history of the group and the specific entity that will issue the debt.
• Corporate strategy and philosophy – usually presented by the CEO, CFO or combination thereof.
• A full analysis of business risk including industry analysis, competitive position, cyclicality and seasonality, vulnerability to technical changes, and regulatory environment.
• A detailed analysis of the company's financial risk including (1) cash flow stability and predictability and the ability to service debt obligations, (2) operating margin development and outlook, (3) the cost structure and the ability to drive efficiencies, and (4) a balance sheet analysis in terms of debt profile-maturity and quantum. This analysis is forward-looking and would include a review of three-year financial projections.
• An analysis of the management team both in terms of their strategic vision for the company going forward and track record and ability to successfully execute that strategy.


Committee's rating decision


Following the meeting the analytical team undertakes further due diligence – generally in consultation with the company’s finance team – and ultimately makes a recommendation to a credit committee specifically constituted for your company. This tends to consist of the relevant industry specialists, regional Managing Director and other relevant credit specialists within Moody’s.


Rating process timeline


Typically the entire rating process, from your preliminary discussion with us to the public release of the rating, takes about 90 days. We are sensitive to the many concerns you may have about timing and can adjust the process to accommodate tighter financing schedules and other needs.


Rating dissemination


Once our rating committee has made its decision, you will be informed of the rating and our rationale. If you decide to proceed, the new rating is distributed by press release simultaneously to the major financial media worldwide. It is our practice to release rating opinions before each issue sells so that investors may use them in their purchase decisions. A detailed description of your organisation, the rating rationale and the specific rated issue will also appear on our web site and in various Moody’s publications.


Please note that we provide unrated European rating applicants with the ability to determine whether or not their ratings will be made public. We recognise that issuers' trust in the confidential nature of our relationship is an essential component of the rating process. We fully appreciate and understand the necessity of keeping the information in our possession confidential at all times and we make every effort to do so.




Our Rating Methodology


Moody's analyses all relevant risk factors and viewpoints in arriving at a rating opinion. Several analytical principles guide that process.


1. Focus on the long term – Our analytical focus is on fundamental factors that will drive an issuer's long-term ability to meet debt payments, such as major economic downturns, a radical change in management strategy, or major regulatory developments. Our ratings are not intended to ratchet up and down with business or supply-demand cycles or to reflect short-term market movements.
2. Emphasis on stability and predictability of cash flow – One of our main concentrations is on getting behind the drivers of cash flow generation and, in particular, the predictability and sustainability of cash flow. We will examine financial projections in detail and endeavour to understand with you the key assumptions behind the projections. If appropriate, we will undertake sensitivity analyses on management base cases and build into the model a modest economic downturn to help determine cash flow resilience.


Specific risk factors likely to be weighed in a given rating will vary considerably by sector. Detailed methodology reports for all major sectors we follow can be obtained on the Rating Methodology section of




What to Expect from the Moody’s Rating Relationship

We understand that issuers want timely and clear responses to their questions and concerns. We know these are essential elements of a positive professional relationship. To that end, we have developed some best practices for our analytical teams.


• The Moody’s analytical team will contact you ahead of meetings to let you know our agenda and to seek your agenda issues, tell you who will be attending from Moody’s, and confirm the time and place for the meeting.
• We will come prepared, having read recent materials about your organisation, such as the presentation book for the meeting and the quarterly statement.
• We will strive to ensure that you know where we stand on key credit issues for your organisation (both the plusses and the minuses), our credit rating outlook and the most important factors that could lead us to a rating.
• We will strive to ensure that you are familiar with our analytical methodologies and absorb your insights.
• We will listen carefully to your views on your firm and your industry.
• We will keep open minds.
• We will answer your questions as fully and promptly as we can.
• We will understand your securities issuance and other deadlines, and strive to meet them.
• We will follow up after meetings to ensure matters remain on track, and that your questions for us have been answered.


We expect you to let us know how we are measuring up on these commitments. Subsequent to most meetings, you should receive a feedback form that will give you a chance to let us know your opinion. We ask you to take the time to complete it so we can serve you better. Our door is always open. 



The Value of Ratings to the Rated


There are several ways in which investors use ratings that in turn provide value to issuers. For many investors, ratings are a critical element in pricing securities and are often used as a benchmark for setting investment guidelines. By providing dependable, globally comparable opinions on credit risk, Moody’s ratings thus help to open investment horizons to a wider variety of market segments.


Wider access to capital


Since our credit opinions are widely disseminated, broadly used and clearly understood by institutional investors, they can open an issuer’s debt to a wider range of potential buyers. In today’s global markets, a rating is in effect a “credit passport” that can provide access to international pools of debt capital in, for instance, markets where an issuer is not well known or where investors may not be familiar with the issuer’s language, its business culture, or its accounting conventions.


Financing flexibility


This wider market access typically translates into reduced funding costs, particularly for higher-rated issuers. The credibility of our ratings may also allow rated issuers to enter the capital markets more frequently and more economically and to sell larger offerings at longer maturities.


Market stability


Ratings and the reports on the research behind our opinions can also help to maintain investor confidence, especially during periods of market stress. For example, a news item could adversely affect the prices of a company’s outstanding bonds, even if the news has no real impact on the bonds' long-term creditworthiness. The reassurance of a Moody’s rating and accompanying analysis of the situation can help to alleviate investor concerns. 


For Arabic press coverage, please scroll down.


5 November 2015, Daily News Egypt
High economic growth rates in Egypt benefit insurance market: Moody’s MENA analyst


5 November 2015, IFN
Negative outlook on Omani banking system


5 November 2015, MEED
Fiscal reform in Egypt supports Moody’s stable outlook


2 November 2015, Emirates 24/7
Why invest in Dubai: Property returns beat London, New York


29 October 2015, Bloomberg
Oman Sees Islamic Banking Growth


26 October 2015, Gulf News
Saudi economy remains resilient despite challenges


21 October 2015, Financial Times
Oil heavyweights set for large deficits - Moody's




5 November 2015, Al Qabas (KW)
Moody’s: Three key factors help maintain the strength of the Saudi economy


5 November 2015, CNBC Arabia
Saudi Arabia's stock market fell below 7000 mark, ignoring Moody's report


5 November 2015, Al Bayan (UAE)
Egypt's economy is improving, says Moody's


5 November 2015, Reuters Arabic
Egypt's economy is improving, but large financing needs form key weakness, says Moody's


5 November 2015, CNBC Arabia
Interview with Mohammed Ali Londe on GCC Insurance Outlook (*Broadcast)


28 October 2015, CNBC Arabia
Interview with Mathias Angonin on GCC governments (*Broadcast)


21 October 2015, Al Hayat
Moody’s: Low oil price will spur fiscal policy reform in GCC



Regulatory Disclosures​​




التصنيفات والمنهجيات والنماذج والافتراضات


Global Packaged Goods
السلع المعبأة العالمية


Telecommunications Service Providers
مقدمي خدمات الاتصالات


Rating Transactions Based on the Credit Substitution Approach: Letter of Credit-backed, Insured and Guaranteed Debts
تصنيف المعاملات استنادًا إلى نهج الاستبدال الائتماني: الديون المضمونة والمؤمَّن عليها والمُسندة بخطابات ضمان


Regulated Electric and Gas Utilities
مرافق الكهرباء والغاز المنظمة


Homebuilding And Property Development Industry
صناعة التشييد السكني والتطوير العقاري


Government-Related Issuers
المصدرين المرتبطين بالحكومة


REITs and Other Commercial Real Estate Firms
صناديق الاستثمار العقاري (REITs) وغيرها من شركات العقارات التجارية


Chemical Industry
الصناعة الكيميائية


Integrated Oil and Gas Methodology
منهجية النفط والغاز المتكاملة


Finance Companies Methodology
منهجية شركات التمويل​


Local and Foreign Currency Country Ceilings for Bonds and Other Obligations Methodology
منهجية أسقف العملة المحلية والأجنية القُطرية للسندات والالتزامات الأخرى


Property and Casualty Insurers Methodology
منهجية شركات التأمين على الممتلكات والتأمين ضد الحوادث


Reinsurers Methodology
منهجية شركات إعادة التأمين


Sovereign Ratings Methodology
منهجية التصنيفات السيادية


Banks Methodology
منهجية المصارف


Generic Project Finance Methodology
منهجية تمويل المشروعات العامة


Investment Manager Quality Assessments of Asset Managers
تقييمات جودة مديري الاستثمار لمديري الأصول





الإعلانات الخاصة بالمنهجيات


Moody’s publishes new cross-sector methodology for assigning insurance instrument ratings
إعلان: وكالة Moody’s تنشر منهجية جديدة شاملة عدة قطاعات لتعيين تصنيفات خاصة بأدوات التأمين


Moody’s updates four methodologies to introduce counterparty risk rating
إعلان: وكالة Moody’s تحدّث أربع منهجيات لإدراج تصنيفات مخاطر الطرف المقابل


Moody's eliminates a key rating assumption for German registered bonds and clarifies the relationship of banks' issuer ratings to their senior unsecured ratings in an update to its Banks rating methodology
إعلان: وكالة Moody’s تستبعد افتراض تصنيفي رئيسي للسندات الألمانية المسجلة وتوضّح علاقة تصنيفات مصدري المصارف مع تصنيفاتهم الأساسية غير المضمونة ضمن تحديث لمنهجية "المصارف"


Moody's updates its methodology for rating finance companies
وكالة Moody's تُحدّث منهجيتها لتصنيف شركات التمويل من شركات العقارات التجارية



Rating Symbols and Definitions
رموز وتعريفات التصنيف





الخدمات الأخرى المسموح بها


Policy for Ancillary and Other Permissible Services
سیاسة الخدمات المعاونة والخ​دمات الأخرى المسموح بھا





تضارب المصالح المحتمل


Conflicts of Interest Related to the Issuance of Credit Ratings
التضارب في المصالح المتعلقة بإصدار التصنيفات الائتمانية





مدونة قواعد السلوك


MCO Code of Business Conduct
مدونة قواعد أخلاقيات الأعمال الخاصة بشركة Moody’s


MIS Code of Professional Conduct
مدونة قواعد السلوك المهني الخاصة بوكالة Moody’s لخدمة المستثمرين







Policy on Conflict of Interest Certification
سیاسة توثیق تضارب المصالح


Credit Rating Refusal Policy
سياسة رفض إصدار تصنيف ائتماني


Anti-Bribery and Anti-Corruption Policy
سياسة مكافحة الرشوة والفساد


Policy that Prohibits MIS from Rating MCO
السياسة التي تمنع مؤسسة MIS من تصنيف مؤسسة MCO


Policy Banning Recommendations Associated with Credit Ratings
سياسة منع التوصيات المرتبطة بالتصنيفات الائتمانية


Policy for Material Non-Public Information
سياسة المعلومات الجوهرية غير العامة


Policy for Receipt, Review and Retention of External Complaints
سیاسة تلقي الشكاوى الخارجیة ومراجعتھا والاحتفاظ بھا


Policy on Not Maintaining Credit Ratings on Issuers From Whom Moody’s Investors Service Receives 10 Percent of its Annual Billings
سیاسة عدم الاحتفاظ بتصنیفات ائتمانیة للمصدرین الذین تحصل Moody's منھم على 10 بالمائة من الفواتیر السنویة


Policy on the Separation of Credit Rating Personnel from Commercial Information and Activities
سیاسة فصل العاملین في التصنیف الائتماني عن المعلومات والأنشطة التجاریة


Policy For Outsourcing MIS Important Operational Functions
سياسة تعهيد وظائف MIS التشغيلية الهامة


Policy for Public Point-In-Time Credit Ratings Outside Argentina
سیاسة التصنیفات الائتمانیة المعلنة عند وقت محدد خارج الأرجنتین


Policy for Solicitation or Acceptance of Money, Gifts, Favors, or Entertainment
سياسة طلب أو قبول المال أو الهدايا أو الخدمات أو الترفیه


Compensation of Designated Compliance Officer
تعويض مسؤول الامتثال المعيّن


Outside Business Interest Policy
سیاسة مصالح الأعمال الخارجیة


Independence of Compliance
استقلالية إدارة الامتثال


Policy for Designating Non-Participating Rated Entities
سیاسة تحدید الكیانات المصنفة والغیر مشاركة في عملیة التصنیف


Policy for Designating and Assigning Unsolicited Credit Ratings
سیاسة تخصیص وتعیین التصنیفات الائتمانیة غیر المطلوبة


Policy for Analyst Rotation
سياسة تناوب المحللين


Post Employment Policy
سياسة ما بعد التوظيف


Policy on Shareholding
سياسة المساهمة


Policy on Credit Rating Symbols, Numbers and Scores
سياسة رموز وأرقام ودرجات التصنيف الائتماني


Policy for Fee Discussions
سیاسة مناقشات الرسوم


MIS – MA Separation Policy
MA و MIS سیاسة الفصل بین


Policy Regarding SEC Rule 17g-5(a)(3)
سياسة القاعدة 17g-5(a)(3)‎ الخاصة بهيئة الأوراق المالية والبورصات (SEC)


Policy Prohibiting Sales and Marketing by Credit Rating Personnel
سیاسة منع البيع والتسویق على العاملین في التصنیف الائتماني


Policy for Withdrawal of Credit Ratings
سياسة سحب التصنيفات الائتمانية


Policy on Anticompetitive Rating Practices (SEC Rule 17g-6)
سياسة ممارسات التصنيف المانعة للمنافسة (SEC Rule 17g-6)


Policy on Communication of Public Rating Actions
سياسة إعلان إجراءات التصنيفات المعلنة


Policy for Disclosures
سیاسة الإفصاح


Post Employment Policy
سياسة ما بعد التوظيف


Policy for Rated Entity Notification
سياسة إخطار الكيان المُصنّف


Policy for Sovereign Ratings
سیاسة التصنیفات السیادیة


Policy for Securities Trading
سیاسة تداول الأوراق المالیة


Policy for Withdrawal of Credit Ratings
سياسة سحب التصنيفات الائتمانية





الترتيبات المتعلقة بالتعويض


Compensation Arrangements
ترتيبات الأجور





معدلات التعثّر في الماضي


Semi-Annual Performance Statistics Update: 2018 H2
تحديث إحصائيات الأداء نصف السنوي: النصف الثاني من عام 2018





تقرير الشفافية


Kingdom of Saudi Arabia Transparency Report
بالمملكة العربية السعودية تقرير الشفافية الخاص





الإفصاحات الأخرى


Moody’s Investors Service Middle East Limited (Branch) does not outsource any rating activities.
لا تستعين Moody's لخدمة المستثمرين بالشرق الأوسط المحدودة (الفرع) بأية جهات خارجية للقيام بأنشطتها التصنيفية


Moody’s Investors Service will publicly disclose any material modifications to its systems, resources and procedures in the Moody’s Investors Service Code of Professional Conduct.
ستقوم وكالة Moody’s لخدمة المستثمرين بالإفصاح علناً عن أي تعديلات جوهرية تطرأ على أنظمتها ومواردها وإجراءاتها في مدونة قواعد السلوك المهني الخاصة بوكالة Moody’s لخدمة المستثمرين.

​ ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​