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Announcement:

Moody's retira os ratings do Banco Schahin

Global Credit Research - 08 Mar 2012

Sao Paulo, March 08, 2012 -- A Moody's Investors Service retirou os ratings do Banco Schahin S.A. (Schahin), incluindo o rating E+ de força financeira de bancos (BFSR) e o rating de depósito na escala global em moeda local e estrangeira B2 e Not prime, de longo e curto prazo, respectivamente. Foram retirados também os ratings de depósito na escala nacional brasileira Ba2.br e BR-4, bem como os ratings B2/Not Prime atribuídos ao programa de emissão de dívida em moeda estrangeira do Banco Schahin, de longo e curto prazo, respectivamente.Quando retirados, os ratings tinham perspectiva negativa.

A emissão subordinada existente do Banco Schahin foi assumida pelo Banco BMG S.A.(BMG). Portanto, o rating de dívida subordinada em moeda estrangeira foi elevado para B1 de B3, em linha com o rating atribuído às emissões de dívida subordinada do BMG. A perspectiva para esse rating é negativa.

Os seguintes ratings do Schahin foram retirados:

Rating de força financeira de bancos: E+

Rating de depósito de longo prazo, em escala global e moeda local: B2

Rating de depósito de curto prazo, em escala global e moeda local: Not Prime

Rating de depósito de longo prazo, em escala global e moeda estrangeira: B2

Rating de depósito de curto prazo, em escala global e moeda estrangeira: Not Prime

Rating de dívida sênior em moeda estrangeira, de longo prazo, atribuído ao programa de emissões: (P) B2

Rating de dívida sênior em moeda estrangeira, de curto prazo, atribuído ao programa de emissões: (P) Not Prime

Rating de depósito de longo prazo na escala nacional brasileira: Ba2.br

Rating de depósito de curto prazo na escala nacional brasileira: BR-4

FUNDAMENTOS DO RATING

A Moody's retirou o ratings por razões comerciais. Favor consultar a política da Moody's para retirada de ratings de Crédito ("Moody's Investors Service's Policy for Withdrawal of Credit Ratings"), disponível no www.moodys.com.

Em agosto de 2011, o BMG foi autorizado pelo Banco Central do Brasil a adquirir 100% das ações totais do Schahin, o que foi totalmente consolidado em seu balanço. Em 13 de fevereiro de 2012, o Schahin teve sua razão social mudada para Banco de Crédito e Varejo S.A..

A última ação de rating do Banco Schahin ocorreu em 2 de junho de 2011, quando a Moody's rebaixou os ratings do banco, mudando a perspectiva para negativa, após anúncio de que o banco estaria sendo acquirido pelo BMG. Naquela ocasião, as demonstrações financeiras do Schahin não estavam disponíveis.

As principais metodologias utilizadas na classificação dos bancos brasileiros foram "Ratings de Força Financeira de Bancos: Metodologia Global" ("Bank Financial Strength Ratings: Global Methodology") e "Incorporação da Análise de Default-Conjunto nos Ratings de Bancos da Moody´s: Metodologia Refinada" ("Incorporation of Joint Default Analysis into Moody's Bank Ratings: A Refined Methodology"), publicadas em fevereiro e março de 2007.

Os Ratings em Escala Nacional da Moody's (NSRs) têm o intuito de serem avaliações relativas da idoneidade creditícia entre as emissões de dívida e os emissores de um dado país, a fim de permitir que os participantes do mercado diferenciem melhor os riscos relativos. Os NSRs são diferentes dos ratings globais da Moody's pois não são globalmente comparáveis ao universo global de entidades classificadas pela Moody's, mas apenas a NSRs de outras emissões e emissores classificados no mesmo país. Os NSRs são designados por um modificador ".nn" que indica o país relevante, como ".br" no caso do Brasil. Para maiores informações sobre a abordagem da Moody´s para ratings na escala nacional, consulte as Diretrizes para Implementação de Ratings da Moody´s publicadas em março de 2011 sob o título "Mapeamento dos Ratings na Escala Nacional da Moody´s para Ratings na Escala Global" ("Mapping Moody's National Scale Ratings to Global Scale Ratings").

O Banco BMG S.A. é sediado em Belo Horizonte, Brasil, e apresentou ativos consolidados de R$17,9 bilhões (US$9,8 bilhões) e patrimônio líquido de R$3,53 bilhões (US$1,93 bilhão) em 31 de dezembro de 2011.

DIVULGAÇÕES REGULATÓRIAS

O rating foi divulgado para a entidade classificada ou seu agente(s) designado(s) e emitido sem nenhuma alteração resultante dessa divulgação.

A Moody's Investors Service pode ter fornecido Serviço(s) Auxiliar(es) ou Outro(s) Serviço(s) Admissível(is) à entidade classificada ou terceiros relacionados nos dois anos que antecedem a Ação de Rating.

Consulte o relatório especial intitulado "Ancillary or other permissible services provided to entities rated by MIS's EU credit rating agencies" disponível na página de divulgação de ratings do website www.moodys.com para obter maiores informações.

Consulte a página de divulgação de ratings no www.moodys.com para obter maiores informações a respeito de potenciais conflitos de interesse.

Consulte a página de divulgações de ratings do www.moodys.com para obter informações sobre os principais acionistas da MCO (acima de 5%), e para ter acesso a maiores detalhes sobre algumas afiliações que possam existir entre os diretores da MCO e as entidades classificadas que também reportaram publicamente à SEC uma participação na MCO acima de 5%. Um membro do conselho de administração desta entidade classificada também pode ser membro do conselho de administração de um acionista da Moody's Corporation; no entanto, a Moody's não verificou este assunto de maneira independente.

Consulte os "Símbolos e Definições de Rating da Moody's" na página de Processo de Rating no www.moodys.com para obter mais informações sobre o significado de cada categoria de rating, além da definição de default e recuperação.

Consulte a aba de ratings na página do emissor/entidade no www.moodys.com para visualizar o histórico e a última ação de rating deste emissor.

A data em que alguns Ratings foram atribuídos pela primeira vez diz respeito a uma época em que os ratings da Moody's não eram integralmente digitalizados e pode ser que os dados precisos não estejam disponíveis. Consequentemente, a Moody's fornece uma data que acredita ser a mais confiável e precisa com base nas informações disponíveis. Consulte a página de divulgação de ratings em nosso website www.moodys.com para obter maiores informações.

Consulte o www.moodys.com para atualizações ou alterações sobre o analista líder e a entidade legal da Moody's que emitiu o rating.

Ceres Lisboa
VP - Senior Credit Officer
Financial Institutions Group
Moody's America Latina Ltda.
Avenida Nacoes Unidas, 12.551
16th Floor, Room 1601
Sao Paulo, SP 04578-903
Brazil
JOURNALISTS: 800-891-2518
SUBSCRIBERS: 55-11-3043-7300

M. Celina Vansetti
MD - Banking
Financial Institutions Group
JOURNALISTS: 212-553-0376
SUBSCRIBERS: 212-553-1653

Releasing Office:
Moody's America Latina Ltda.
Avenida Nacoes Unidas, 12.551
16th Floor, Room 1601
Sao Paulo, SP 04578-903
Brazil
JOURNALISTS: 800-891-2518
SUBSCRIBERS: 55-11-3043-7300

Moody's retira os ratings do Banco Schahin
No Related Data.

 

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