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Metodologías de Calificación

Our rating methodologies describe the analytical framework rating committees use to assign ratings.  As set forth in the methodologies, they are not intended to present an exhaustive treatment of all factors reflected in our ratings.  Rather, they describe the key qualitative and quantitative considerations that are usually most important for assessing credit risk in a given sector.  Each rating committee applies its own judgment in determining whether or how to emphasize rating factors.

Although most of our methodologies apply to a particular industry, sector or class of issuers or transactions, some describe our approach to analytical considerations that aren’t specific to any single sector.  These cross-sector methodologies cover general credit-related topics and are typically used in conjunction with sector-specific methodologies to assign ratings.

The Methodology Development Group (MDG) develops and the Methodology Review Group (MRG) reviews and approves our methodologies for all rating groups, including sovereign, financial institutions, structured finance, corporate finance, and public, project and infrastructure finance.​​

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23 Feb 2021 Rating Methodology - List List of Spanish Rating Methodologies
05 Feb 2021 Rating Methodology - List List of Rating Methodologies
05 Feb 2021 Rating Methodology - List List of Outdated Credit Rating Methodologies
26 Jan 2021 Rating Methodology US Local Government General Obligation Debt
26 Jan 2021 Rating Methodology US Public Finance Special Tax Methodology
26 Jan 2021 Rating Methodology Lease, Appropriation, Moral Obligation and Comparable Debt of US State and Local Governments
26 Jan 2021 Rating Methodology US K-12 Public School Districts Methodology
07 Jan 2021 Rating Methodology - List List of Portuguese Rating Methodologies
06 Jan 2021 Rating Methodology Passenger Railways and Bus Companies Methodology
 The document has been translated in other languages

30 Dec 2020 Rating Methodology Moody’s Global Approach to Rating Auto Loan- and Lease-Backed ABS
 The document has been translated in other languages

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