Digital Finance
Digitalization of finance, through new payment technologies and the spread of blockchain and digital tokens, assets and currencies, will reshape business models and financial systems.
  • 摘要
  • 报告

  • SECTOR IN-DEPTH
    22 Jan 2024|Moody's Investors Service
    AI innovation will develop rapidly, drawing in more users and fostering a vibrant network of hardware suppliers and app developers. Risks will increase too.

    Outlook
    14 Dec 2023|Moody's Investors Service

    In 2024, the industry will make some progress addressing the lack of both interoperability and standardization, regulatory uncertainty and technology risk.


    Sector in-depth
    06 Dec 2023|Moody's Investors Service

    The blockchain platform that is now central to new digital finance applications is navigating a complicated transformation. Its ambitious roadmap carries significant implementation risks.


    05 Dec 2023|Moody's Corporation
    Combining state-of-the-art GenAI and our extensive proprietary data, Moody's Research Assistant helps you maximize efficiency. Within seconds, you can synthesize vast amounts of Moody's Investors Service ratings, research and data to generate insights.

    Sector In-Depth
    23 Oct 2023|Moody's Investors Service

    The new Markets in Crypto-Assets (MiCA) standards will bring unprecedented clarity to European crypto markets and will likely be in force by mid-2024.


    Data Story
    18 Oct 2023|Moody's Investors Service

    In recent years, prices of several popular stablecoins have fallen below target levels. Our data interactive explores the reasons behind the price volatility, an obstacle to stablecoins' expansion.


    Sector In-Depth
    16 Oct 2023|Moody's Investors Service
    Jurisdictions that were early to adapt laws to digital securities and implement new licensing procedures for digital asset service providers have fostered digital bond market growth.

    Sector Profile
    11 Oct 2023|Moody's Investors Service
    A cryptocurrency is a digital currency secured with cryptography and generally issued on a blockchain, and a stablecoin is a cryptocurrency whose price is pegged to a reference asset.

    Sector Profile
    09 Oct 2023|Moody's Investors Service
    Central banks across the world are beginning to explore various models of central bank digital currencies (CBDCs).

    Sector Profile
    04 Oct 2023|Moody's Investors Service
    Digital bonds, by leveraging decentralized technology, are introducing a new process to issue bonds that makes the procedure automated, quick, more transparent and cost-effective.

    Sector Profile
    04 Oct 2023|Moody's Investors Service
    Asset tokenization is the process of turning a real asset into a digital token that exists on a blockchain, and enables the transfer of economic value or legal rights without intermediaries.

    Sector Profile
    02 Oct 2023|Moody's Investors Service
    DeFi refers to services offered in crypto asset markets that aim to replicate traditional financial system functions, but without the need for intermediaries or a centralized authority.

    Sector Profile
    02 Oct 2023|Moody's Investors Service
    An explanation of the internet's newest iteration, highlighting risks and potential benefits.

    Sector In-Depth
    21 Sep 2023|Moody's Investors Service

    Decentralized identity enables online users to control their digital credentials, but it can enable illegal activities and faces technical and regulatory challenges.


    Sector In-Depth
    07 Sep 2023|Moody's Investors Service
    Artificial intelligence and distributed ledger technologies like blockchain are poised to transform companies, industries and economies, bringing improved efficiency and new products but also risks.