US Housing: the recovery’s over – what’s next?
Following a long recovery, the US housing and housing finance markets are facing a more complex environment where home affordability has been decreasing across broad segments. This page highlights key research on this topic.
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  • Reports
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    36 Documents
    TitleIssuer/Entity
    05 NOV 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    Lack of affordable housing and rising homelessness are social and financial strains on many public finance issuers, posing credit risks associated with expenses, leverage and other factors.
    04 NOV 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    A resurgence in state housing finance agencies' bond-funded loan originations will continue to improve their balance sheets well into next year, providing a more stable revenue source.
    17 OCT 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    Bond issuance by state (HFAs) has grown significantly in 2019 and is likely to end the year at another post-recession high. The continued rise in HFA bond issuance is credit positive.
    13 SEP 2019|Sector Comment|MOODY'S INVESTORS SERVICE
    The US housing finance reform proposals, if enacted, are not expected to have a significant impact on the business or financial profiles of the private mortgage insurers.
    10 SEP 2019|Sector Comment|MOODY'S INVESTORS SERVICE
    The program will increase multifamily loan production for housing finance agencies, boosting to their margins and balance sheet growth.
    06 SEP 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    The Treasury’s recommended housing reforms could be credit negative for the GSEs due to the potential for reduced government support.The proposals could open opportunities for other lenders
    21 AUG 2019|Sector Comment|MOODY'S INVESTORS SERVICE
    FHA issued new guidelines aimed at relaxing the existing requirements for FHA-insured loan eligibility for condominiums which benefits state housing finance agencies.
    30 JUL 2019|Sector In-Depth|MOODY'S INVESTORS SERVICE
    Continuing job and wage growth – although slowing – will support consumption and bolster economic growth.
    19 JUL 2019|Sector Profile|MOODY'S INVESTORS SERVICE
    A summary of rating actions on CLOs we rate for the month of June.
    28 JUN 2019|Issuer In-Depth|MOODY'S INVESTORS SERVICE
    Favorable demographic profiles are contributing to the credit strength of Boston, San Francisco and Seattle. The cities are facing affordable shortages and taking steps to address them.