US Housing & Housing Finance: Cooler Conditions
The US housing market has cooled sharply after its pandemic-era boom, with reduced affordability amid higher prices and interest rates weighing significantly on sales and pressuring values in some markets.
  • SUMMARY
  • REPORTS
  • UPCOMING EVENT

  • Sector In-Depth
    21 Feb 2024|Moody's Investors Service

    Strong housing demand, persistently high existing home prices allow US homebuilders to take market share with incentives like mortgage rate buy-downs. Single-family home starts to grow 3% this year.


    05 Dec 2023
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    podcast
    31 Oct 2023|Moody's Investors Service

    Home price growth has stalled in most major economies. globally. However, despite rising wages, housing affordability is weakening after record or near-record house price appreciation in recent years.


    Sector In-Depth
    25 Oct 2023|Moody's Investors Service

    Cost-of-living and interest rate hikes will remain significant challenges to European mortgage borrowers, and slowing homebuilding activity will keep housing supply tight in urban areas.


    Sector In-Depth
    23 Oct 2023|Moody's Investors Service

    Residential real estate companies' credit quality risks further erosion as debt becomes more expensive and deleveraging through disposals remains difficult.


    Sector Comment
    12 Oct 2023|Moody's Investors Service
    Weakening housing affordability will have negative socioeconomic effects, constrain state economic and revenue growth, and add to state expenses.

    Sector In-Depth
    20 Sep 2023|Moody's Investors Service
    Homebuilders are stepping up production to fill the void as homeowners with low rates are reluctant to sell, leaving fewer existing homes on the market to meet improving demand.

    Sector In-Depth
    11 Sep 2023|Moody's Investors Service
    Several factors help mitigate refinancing risk among BTL borrowers.

    Sector In-Depth
    17 Aug 2023|Moody's Investors Service

    Housing affordability will improve in Asia-Pacific this year because GDP per capita will outpace home prices, though it will remain a stretch in some countries amid elevated interest rates.


    Sector In-Depth
    10 Aug 2023|Moody's Investors Service

    Strapped individuals and families will cut spending on new homes and weakening mortgage quality will spur risk for the financial sector.