July 12th 2019 (6.43mins)
In this episode of Moody's Talks, Carolyn Henson and Akin Majekodumi discuss mergers and acquisitions across the banking system in sub-Saharan Africa and how it is affecting stability.
July 1st 2019 (8.19 mins)
In this podcast, Financial Institutions Group research writer Myles Neligan speaks with European insurance sector analyst Brandan Holmes and Spanish banking sector analyst Alberto Postigo. They discuss how the credit strength of insurers and banks across the globe can be affected by environmental, social and governance risks.
July 1st 2019 (5.59mins)
In this episode of Moody’s Talks, Associate Managing Director Andrea Usai and Senior Credit Officer Rita Sahu discuss the results of the Federal Reserve’s annual stress test of large US bank holding companies. They explain that the overall results show that the banks have good risk management, stress testing frameworks and capitalization. But they also note that the elimination of the “qualitative objection” for most participants reduces public transparency around banks’ internal capital and risk management processes and may reduce managements’ incentive to maintain and improve these processes
June 10th 2019 (6.15mins)
In this podcast, Managing Director Graeme Knowd, Assistant Vice President – Analyst Tomoya Suzuki, and Vice President – Senior Analyst Soichiro Makimoto discuss challenges Japanese banks and insurers are facing as the country’s population declines and ages, and what the demographic changes mean for them.
May 22nd 2019 (9.30mins)
In this episode of Moody's Talks, Mathias Kuelpmann (SVP - Banking), Carolyn Henson (VP Senior Research Writer - Financial Institutions), and Christopher Bredholt (VP Senior Credit Officer - Infrastructure and Project Finance) discuss European banks' exposure to renewable energy projects.
May 1st 2019 (5.57mins)
In this episode of Moody’s bank credit podcast, Ana Arsov, Managing Director for Global Investment Banks (GIBs), and David Fanger, Senior Vice President and lead analyst for several US GIBs, discuss the implications of Moody’s hypothetical severe stress test of the GIBs’ potential direct exposures to leveraged lending. They explain that most GIBs have reduced their leveraged lending exposures and improved risk management of those exposures compared with before the global financial crisis. As a result, the group is broadly resilient to Moody’s stress scenario. But Ana and David also highlight that the impact is generally greater for those GIBs who are less profitable and that certain GIBs appear more heavily reliant on leveraged lending and so more vulnerable to losses under stress.
March 19th 2019 (10.06mins)
In this edition of Moody's Talks, Nick Hill and Alain Laurin in the Financial Institutions Group dial in from Paris to discuss non-performing loans (NPLs) and the new European Union regulations that are setting their minimum loan loss provisioning requirements.
November 27th 2018 (9.49mins)
In this episode of Moody’s bank credit podcast, Laurie Mayers, Associate Managing Director for Global Investment Banks (GIBs), and Michael Rohr, Vice President – Senior Credit Officer and lead analyst for several European GIBs, discuss Moody’s view of the challenges, and advantages, GIBs have competing in an increasingly digital financial services marketplace. Laurie and Michael first place the fintech challenge in the context of a broader evolution of bank business models. They then discuss the GIBs’ natural strengths of scale and deep capital resources, underscoring the importance of an agile digital strategy in channeling these strengths to their full advantage. They then close with a quick survey of which GIB business lines are most defensible and most at risk from digital disruption by new entrants.