Banking

Our award-winning Lending Suite comprises separate, yet seamlessly interconnected, Software-as-a-Service (SaaS) banking tools that help your bank make credit decisions confidently and manage loan portfolios effectively. Our suite includes targeted workflows tailored to different types of assets and various stages of the credit lifecycle. This approach enables your bank to simplify its operations, identify potential risks, enhance team communication, and improve client experiences.

Our Risk solutions help your bank make confident decisions regarding its risk-return profiles. Our banking risk solutions include Credit/Liquidity Risk Measurement, Early Warning, Stress Testing, Concentration Risk, Emerging Risks, Know Your Customer (KYC) Compliance, and Third-Party Risk Management (TPRM). This approach helps your bank gain a full understanding of portfolio risks, emerging risks, and mitigation strategies, as well as identify opportunities that align with its strategic risk and reward appetite.

Our integrated finance solutions help your bank become more resilient, secure capital allocations for strategic goals, and transform regulatory compliance processes into opportunities. Our solutions address capital planning, balance sheet management, and regulatory reporting. Our offerings also streamline bank treasury functions, spanning asset and liability management, Funds Transfer Pricing (FTP), liquidity risk management, and investment decisions. This approach enables your bank to conduct scenario assessments, gain a full view of risk, and navigate an evolving economic landscape.

Moody's offers end-to-end Know Your Customer (KYC) and Anti-Money Laundering (AML) solutions, giving you the confidence to understand risk across your network while complying with global regulations. In an ever-evolving risk and compliance landscape, Moody's offers flexible, configurable KYC and AML solutions tailored to your bank's needs.

We are the training partner of choice for thousands of financial service organizations worldwide, from community-based credit unions to international banks. Our clients choose our solutions because they are flexible, scalable, and — most importantly — effective.  

Whether you’re seeking training for your retail, private, SME, commercial, or corporate banking and lending employees, or are seeking solutions in organization-wide topics like ESG and compliance, Moody’s can help you develop your employees’ skills.

We empower banks to enhance commercial credit operations, from origination to decision making, with a solution that leverages AI-driven automation and integrated data analytics for profitable growth.

We help banks achieve profitable growth by streamlining the origination process, which enables efficient deal structuring, stronger customer relationships, and informed strategic planning.

Our data provides a 360-degree view of client relationships, and our award-winning credit models allow for flexible reporting through simplified credit memos that keep key stakeholders up to date.

We empower banks to seize opportunities and navigate climate-related risks with reliable data, analytics, and perspectives on physical and transition risks, as well as valuable insights into climate's impact on lending, risk management, and finance departments.

We help banks achieve agility by integrating climate risk into loan decisions, portfolio management, planning, stress testing, regulatory compliance, and reporting.

Our solution provides an integrated view—including creditworthiness and default risks—which bolsters bank resiliency to evolving regulations and enhances growth potential to meet stakeholder demands.

We empower banks to assess, quantify, and mitigate a range of risks tied to intricate financial products, including collateralized loan obligations and mortgage-backed securities.

We help banks achieve risk insight by providing firms that issue structured securities with a robust software platform. In addition, we furnish companies involved in the investment, management, and trading of those securities with data, analytics, and research.

Our solutions enable financial institutions to successfully navigate the complexities of evolving markets, facilitating informed decision making and effective risk management.

We empower Commercial Real Estate (CRE) lenders to quickly evaluate deals and prioritize the right opportunities with tailored workflows.

We help banks achieve operational efficiency by leveraging a single integrated system for data, market insights, and forecast scenarios, enabling CRE lenders to anticipate default and quantity risk.

Our solutions provide underwriters with an integrated flow to perform detailed credit analysis across all dates of the loan, which generates a flexible credit memo and decision detail.