Explore the latest thought leadership from Moody's Ratings




AI infrastructure boom reshapes credit risk across big tech

Unprecedented capital investment is making tech companies increasingly asset-heavy, while the SpaceX IPO and potential offerings from OpenAI and Anthropic highlight the scale of financing required.





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Moody's
research
Hyperscalers' asset-heavy models spur massive capital raising and increase credit risks

The data center building boom is driving unprecedented levels of investment and capital raising, increasing leverage and off-balance-sheet commitments that threaten hyperscalers’ credit quality.

Moody's
research
Policy options to fund California's wildfire risk come with significant credit trade-offs

One scenario is for the state to pay for damage over a certain threshold. This would stabilize local government credit but also shift costs statewide and obscure the true cost of living in some areas.

whitepaper
The European Edge: How the region’s banks are competing through risk, compliance and trusted data Moody's

Across Europe, banks are responding with targeted investment in AI, data and analytics. The aim is to build an integrated, cross-functional view of risk while strengthening governance, explainability and human oversight in line with regulatory expectations.

Moody's
data story
Risks continue to bubble beneath the surface of global leveraged finance

Credit conditions in this market appear stable, but the gap between stronger and weaker entities is widening, with lower-rated borrowers facing increasing liquidity and refinancing stress.

Moody's
research
Outlook for US cities and counties moves negative as inflation exceeds revenue growth

Rising costs for healthcare, labor and capital investment will drive spending higher just as many local governments grapple with a more restrictive revenue environment.

Moody's
research
Chinese companies retain critical minerals processing edge amid tightening export controls

Long lead times and high costs will slow global diversification of processing, sustaining Chinese companies’ pricing power. The extent to which companies benefit will depend on domestic demand

ai
research
AI’s credit implications take hold across healthcare sectors

Our latest Healthcare Quarterly focuses on AI’s credit effects, including productivity and revenue gains. Capitalizing on AI will entail both further investment and streamlining risks for the sectors.

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