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Moody's

Africa: Cost of capital

Financing costs will remain high across sectors in Sub-Saharan Africa. Countries have large funding needs for development, but structural weaknesses that will take time to address are keeping costs high and weighing on growth.





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Moody's
research
Use of digital cash in economic statecraft will likely influence monetary sovereignty

If designed carefully, digital cash – including stablecoins, tokenized bank deposits and central bank digital currencies – is a tool to lower reliance on foreign currencies for international trade.

Moody's
research
Global technology outlook stays positive as profit strengthens, boosted by AI and cloud

We expect tech industry EBITDA will grow by 13% this year and 11% in 2026, far outpacing GDP growth on a cyclical recovery in hardware and hefty spending on cloud computing and artificial intelligence. 

Moody's
research
China's 'anti-involution' campaign risks short-term growth for long-term benefits

Implemented effectively, China's policies to curb excessive competition and industrial overcapacity would restore corporate margins, foster fiscal sustainability and improve capital allocation. 

Moody's
research
This week's Moody's Credit Outlook

This week's top highlights include: new $100,000 fee for US H-1B visa applications is credit negative for IT services firms, Pfizer's acquisition of Metsera adds promising obesity pipeline candidates, and home prices weaken in the US but momentum builds in Europe.

public sector
research
Home prices will soften in the US but appreciate in varying degrees across Europe

US and European residential real estate markets are adjusting to a post-pandemic equilibrium in which low affordability is common, despite declining monetary policy rates.

Moody's
research
China’s 'instant retail' boom draws investment despite low earnings amid tight competition

Strong growth in the instant retail sector will support an ecosystem of diverse market participants, including rated internet companies that have buffers to withstand heightened competition.

Moody's
research
Digital currency growth, inconsistent regulation amplify countries' financial risks

Fragmented regulatory approaches to digital currencies and crypto assets heighten financial risks in countries where growth and penetration rates are high, especially in emerging markets.  

Moody's
research
Banks globally are boosting cybersecurity investment to counter evolving digital threats

Our survey of banks worldwide shows that a growing number are allocating more than 10% of technology budgets to cyber defenses. With access to vast amounts of data, banks are prime targets of cyberattacks.

Moody's
data story
Indonesia’s reliance on coal exposes banks to carbon transition risks

The use of coal is rising in Indonesia, which deviates from long-term sustainability goals. Missing these goals will amplify credit, market and operational risks for banks.

Moody's
research
Exodus of Western banks from Africa offers unprecedented opportunities for local banks

A new cohort of pan-African banks is filling the void. They face short-term integration difficulties but can reap considerable benefits longer term.

Moody's
research
China’s low-altitude economy poised to expand using its established EV value chain

China is enhancing support for air services operating 1,000 meters above ground for logistics, surveillance and urban mobility. Safety rules, regulations and scalable models pose hurdles, however.

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