AI-powered credit memo solution 

Structured, transparent credit memos within minutes

Empower your credit team to prioritize strategic, high-value work. Moody’s agentic solution generates comprehensive credit memos, ready for human review within minutes. Expand your underwriting capacity to drive loan growth.



Expand your underwriting capacity to drive loan growth 

Moody’s AI-powered credit memo solution delivers a comprehensive credit memo in minutes by combining Moody’s proprietary data with your borrower data.

Moody’s AI agents streamline the underwriting process by quickly extracting and synthesizing data from multiple sources—including your borrower information and Moody’s rich datasets—to produce detailed, transparent credit memos. This allows your team to employ their expertise where it counts. 

Establish consistent underwriting across all loans, regardless of complexity or author. Configurable rules and standards support quality, uniformity, and compliance with regulatory requirements.

Gain deeper strategic insights with AI-led pattern and trend analysis, enhanced by Moody’s rich content on borrowers and market conditions.   

Your modernized lending workflow starts here.




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