Moody's insurance solutions brings together decades of risk expertise, cutting-edge technology, and a rapidly expanding ecosystem of solutions spanning property, casualty, life, and specialty lines. Together, these capabilities help (re)insurers navigate complexity, capitalize on emerging opportunities, and shape the future of risk with confidence.
For over a century, Moody’s has supported decision-makers with trusted insights – and today, we’re bringing that legacy to the evolving world of insurance.
By combining deep risk expertise with advanced analytics, science, and technology, Moody’s delivers a comprehensive suite of solutions designed to help (re)insurers navigate uncertainty, manage complexity, and gain a strategic edge across property, casualty, life, and specialty lines.
From emerging risks to portfolio optimization, our expanding ecosystem supports better decisions at every stage of the insurance value chain.
Moody's ecosystem of highly differentiated solutions brings together software, models, data, analytics, and best practices, helping insurers, reinsurers, brokers, and other public and private entities make better decisions with confidence. By connecting these capabilities into a single, integrated ecosystem, organizations can foster innovation, harness emerging technologies, and optimize risk management processes to achieve sustainable growth.
From catastrophe modeling to real-time risk insights across billions of locations, Moody's helps property (re)insurers capture the broadest view of risk so they can navigate an increasingly volatile landscape with confidence.
Explore our solutions for property insurance:
As latent liability risks grow more complex and costly, Moody's equips casualty (re)insurers with science-based models, real-time data, and advanced analytics to anticipate emerging threats and strengthen underwriting before losses materialize.
Moody's empowers life (re)insurers to modernize their modeling infrastructure and embrace a data-driven approach to risk, supporting everything from actuarial workflows and regulatory compliance to capital efficiency and long-term strategic planning.
For risks like cyber, environmental change, and terrorism that defy traditional underwriting models, Moody's helps specialty (re)insurers move beyond historical experience with sophisticated risk quantification and integrated data solutions.
Explore our solutions for specialty insurance:
At Moody’s, we support professionals across the insurance and risk management industry with integrated, science-backed solutions that deliver accuracy, speed, and insight — whether you're managing risk, capital, compliance, or operations.
Moody's supports chief actuaries and their teams with our advanced actuarial solutions across the value chain, from pricing and product development to asset and liability management (ALM) and capital management to financial planning, valuation, and reporting.
We provide actuaries with sophisticated, integrated asset and liability analyses, the ability to easily compute results under multiple bases, and efficient calculations that deliver timely results.
Our solutions prioritize performance, ease of use, flexibility, robustness, and transparency to help actuaries project future cash flows, assess profitability, explore diverse scenarios, and efficiently create new insurance products.
In a rapidly evolving risk landscape marked by economic shifts, recent unprecedented natural catastrophe events, and growing cyber threats, (re)insurance brokers face ever-increasing customer expectations. With over 30 years of experience in providing sophisticated catastrophe analytics, Moody’s deeply understands broker market dynamics. As the partner of choice, we help brokers offer their customers an enhanced analytics proposition.
Moody’s supports catastrophe modeling and exposure management across both property and casualty lines by delivering industry-leading science, innovative technology, and a commitment to helping each customer build and maintain their own view of risk.
Moody’s models cover natural risks, including earthquakes, hurricanes, windstorms, flooding, wildfires, and forward-looking views of risk, in addition to emerging risks like cyberattacks, terrorism, pandemics, liability-related events impacting casualty lines, and more.
Our platform and collaborative applications consistently deliver each customer’s unique view of risk across exposure management functions so customers can make more informed risk management decisions with greater accuracy, efficiency, and confidence.
Moody's supports financial and accounting managers and their teams by helping meet their analytic and compliance needs for regulatory and public reporting standards and the associated internal analysis and decision-making.
Our solution suite allows users to project future cash flows, estimate actuarial liabilities and assets, assess profitability, and produce regulatory reporting for Solvency II, the Canadian Life Insurance Capital Adequacy Test (LICAT), US GAAP long-duration targeted improvement (LDTI) liabilities, current expected credit losses (CECL), IFRS 17 for insurance liabilities, IFRS 9 for financial instruments, and more.
These solutions provide timely calculations and reporting that help financial managers assess risks, make informed investment decisions, optimize financial performance, and plan for sustainable growth.
Moody’s assists IT and data professionals by delivering a flexible risk platform backed by decades of experience. We engineered it to minimize the time, cost, and complexity of implementing mitigation strategies and managing your risk with innovative solutions.
With hundreds of deployments worldwide, you can access a time-tested platform that integrates with your workflows and libraries for automation, data integration, and representational-state-transfer application programming interfaces for real-time insights in your applications.
Moody’s can help you prepare for production thanks to proven data migration, configuration, custom development, integration, and change management expertise with our secure cloud.
Moody’s helps chief risk officers, heads of capital management, and their teams meet their enterprise risk management needs with a suite of risk modeling, analytical, and reporting tools that leverage detailed economic and market scenarios to provide a consistent view of risk.
Our risk modeling solution suite helps users assess, monitor, and manage the wide variety of risks the insurance sector faces, including credit, market, insurance underwriting, and catastrophe risks under risk-neutral, real-world, and physical and transition risk-adjusted scenarios.
These solutions help risk management teams identify appropriate mitigation strategies, manage asset and liability interactions, and make informed decisions so their organizations can more effectively meet future insurance obligations and regulatory capital adequacy requirements while making the best use of available capital.
Moody's helps insurance underwriters assess, select, and price property and casualty risks with greater precision. We provide property-level risk insights, hazard information, and loss cost data — all backed by industry-leading science and AI — so underwriters can make assessments with clarity, accuracy, and efficiency.
Our solutions bring together rigorous scientific modeling, proprietary data, and cutting-edge technology to deliver the most complete view of risk for faster and more informed decision-making.
We offer a unified set of risk analytics for consistent data and communication throughout your organization and across the risk lifecycle, from underwriting and pricing individual risks to managing entire portfolios.
Monitor sanctions-related risk exposure across policyholders, brokers, partners, and supply chains with structured data and screening capabilities designed for the insurance lifecycle. Moody’s sanctions screening solutions support underwriting, onboarding, and claims processes by helping teams spot potential sanctions related concerns early.
Please get in touch to find out more about how Moody’s solutions can support your compliance teams.
Interested in learning more about our offerings? Our solutions specialists are ready to help.
