Structured Finance

Moody’s & QRM partner to advance structured finance modeling

Risk managers, ALM professionals, and compliance teams face mounting pressure to deliver speed, accuracy, and transparency in today’s volatile markets. Fragmented systems, manual processes, and evolving regulatory demands make these challenges even harder to manage.

To address these pain points, Moody’s has partnered with Quantitative Risk Management (QRM)—integrating Moody’s Structured Finance Cash Flow API directly into QRM’s Risk Framework™. This collaboration empowers financial institutions to model, monitor, and manage risk with greater precision, efficiency, and confidence—all within the workflows they already trust.

A powerful new integration

Through this collaboration, Moody’s Structured Finance Cash Flow API is now integrated directly into QRM’s Risk Framework™, one of the most widely trusted platforms for asset liability management (ALM) and enterprise risk analytics.

This seamless integration enables institutions to access Moody’s market-leading structured finance models—across all major asset classes—within the same environment they use to run balance sheet, liquidity, and interest rate risk analysis.

The result: deeper insight, more granular analytics, and dramatically improved operational efficiency and decision-making.

Extended capabilities, built for today’s demands

QRM clients can now provide comprehensive asset cash flow projections natively inside QRM’s ALM workflows. This gives risk teams the tools to:

  • Align structured asset performance with deposit and loan behavior
  • Conduct more precise liquidity, capital, and interest rate risk assessments
  • Maintain full flexibility and control within QRM’s existing modeling framework

The integration also leverages Moody’s secure and scalable APIs, supported by automated SFTP data downloads. This reduces manual intervention, streamlines updates, and ensures timely, consistent data delivery.

Strengthening transparency and regulatory alignment

In a landscape where regulatory clarity is crucial, the enhanced solution addresses key compliance and reporting requirements. QRM users can now access these key features:

  • SPPI testing
  • SSFA capital calculations
  • Impairment analytics

All reporting is embedded directly into QRM’s framework, helping institutions simplify supervisory processes and reduce operational risk.

Key benefits for financial institutions today

  • Holistic Risk Management: Model structured finance cash flows alongside deposit and loan behavior under unified macroeconomic scenarios for a clearer view of enterprise risk.
  • Operational Efficiency: API-driven connectivity and automated ingestion reduce manual steps—and the potential for error—freeing teams to focus on strategic analysis.
  • Better Decision Support: Deal-level accuracy enhances portfolio optimization, informs ALCO discussions, and supports more confident planning and forecasting.

Looking ahead

This collaboration is now rolling out globally to QRM clients, bringing advanced structured finance modeling to institutions seeking stronger insight and greater confidence in today’s complex environment.

QRM has long been a leader in asset liability management, and Moody's has spent years refining our structured analytics, building coverage that makes us a natural partner for platforms like QRM's. This collaboration brings that comprehensive Moody’s dataset directly into the asset liability management process, supporting better decisions.
- James Ullrich, Managing Director, Structured Solutions, Moody’s Analytics

Learn more about Moody’s Structured Finance Solutions or request a demo today to see how our combined capabilities can transform your risk strategy.