By making alternative assets easier to own and trade, tokenization can reshape secondary markets.
The exponential growth of the digital economy presents both unparalleled opportunities and critical cybersecurity considerations across various industries. The rapid adoption of emerging technologies such as artificial intelligence (AI), blockchain and quantum computing are driving substantial economic and social shifts worldwide. Digitalization fosters optimized processes, efficiencies, and new economic opportunities.
At Moody's, our market-leading research, coupled with our proficiency in cutting-edge technologies, empowers our customers to capitalize on emerging trends. Our commitment to information integrity ensures resilient and trustworthy recommendations in a dynamic business landscape.
By making alternative assets easier to own and trade, tokenization can reshape secondary markets.
Rapid AI advances will have transformative micro effects, but slower macro impact. As firms integrate AI into their offerings, new products and customer behaviours may help generate increased revenues.
Health-related companies will benefit overall from greater use of AI, but some sectors will gain more than others.
Swedish lender Klarna’s AI assistant is driving material credit improvement this year. In the US, disclosures from Wells Fargo point to what’s ahead for banks’ commercial real estate loan performance.
Company's claim chatbot will generate $40 million profit boost this year suggests AI credit impact could come faster than expected.
Artificial Intelligence or AI is predicted to have a profound impact on many areas of business. In this episode of Behind the Bonds we assess where AI innovation is already showing significant potential.
Digitalization of finance, through new payment technologies and the spread of blockchain and digital tokens, assets and currencies, will reshape business models and financial systems.
The technology aligns with Shariah principles on transparency, reducing fraud and streamlining compliance, though digital assets' potential for anonymity and speculation pose a challenge
The technology has growing potential to improve ESG data reporting and compliance, help supply chains meet sustainability goals, and foster product innovation.
UK regulator limits approval to use by professional investors, citing risks for retail consumers.
The Hong Kong Monetary Authority issued regulatory guidance for firms offering digital asset custodial services, as well as guidance on the sale and distribution of tokenized securities.
The growing intersection of supply chains, connectivity and access to data is increasing the potential for significant cyberattacks, creating new risks for governments and businesses worldwide.
As cyberattacks rise and AI poses new dangers, Moody’s analysts discuss banks’ own views of their cybersecurity defenses and explain the EU’s plan to rein in risks from third-party tech providers.
Our global survey of cybersecurity practices at more than 200 banks reveals the extent of the sector's battle and which regions are strictest in assessing and addressing risks.
While state and local governments are responsible for the costs of any cyberattacks suffered by their pension systems, the credit effect of such attacks has thus far been minimal.
Hospitals, physician practices and other providers continue to endure disruption from a cyberattack on Change Healthcare, largely because of an inability to file claims for weeks.