30 Jun 2020|Moody's Investors Service
Some developments, such as the benefits of lower borrowing costs or challenges from fiscal austerity, will be immediate. Others, such as telemedicine’s potential transformative effect on the healthcare sector or governments’ need to confront new social mandates, will play out over several years.
18 Jun 2020|Moody's Investors Service
The crisis will likely result in fundamental shifts for economies, societies and companies in the coming years. Potential outcomes include weaker long-term economic growth, a prolonged period of extraordinarily low interest rates, and an acceleration of the digital transformation already under way.
08 Jun 2020
Vincent Gusdorf of the Corporates team and Leroy Terrelonge from the Cyber Risk team discuss why cyberattacks against third parties will increase and which industries are the most vulnerable. >> Read related report.
27 Feb 2020|Moody's Investors Service
Jody Shenn and Pedro Sancholuz Ruda from the Structured Finance team discuss how technologies like alternative data, machine learning, blockchains and document digitization can help to improve the accuracy and efficiency of asset origination or underwriting, as well as transaction services. That said, nearly all are untested through a credit cycle and come with potential legal and compliance risks.
Structured Finance – Global: Fast-growing technologies often improve underwriting and create efficiencies, but also heighten risk
20 Feb 2020|Moody's Investors Service
Incorporation of new technologies can strengthen credit-related processes, but changing approaches are introducing risks.
Global investment banks can keep pace with fintechs, with retail banking most at risk of a digital divide
19 Feb 2020|Moody's Investors Service
Global investment banks are deploying their tremendous financial resources to fend off fresh competition from fintech companies. The banks’ responses to our survey show they are alert to the threat of new entrants disintermediating their revenue streams, are enhancing their technology platforms, and have the scale, talent and capital to compete in an increasingly digital marketplace.