Disruptive Technologies
Scaling up of digital technologies is accelerating the transformation of traditional businesses. New opportunities are offered by advances in artificial intelligence, machine learning, robotics & autonomous vehicles, but cyber risks are intensifying.
  • SUMMARY
  • REPORTS

  • SECTOR COMMENT
    16 Jan 2020|Moody's Investors Service
    Recent US government warnings point to a heightened risk of Iranian cyberattacks. Although predicting which sectors or issuers would be most at risk is difficult, there would likely be a wide range of potential targets. Any credit impact would depend on the scale, scope and duration of the attack.

    SECTOR IN-DEPTH
    13 Jan 2020|Moody's Investors Service
    The continued rise in digital users will facilitate further branch reductions, with deposit market share gains accruing to the largest and most innovative banks.

    0:00
    0:00
    PODCAST
    25 Nov 2019|Moody's Investors Service
    David Rogovic and William Foster of the Sovereign team discuss the credit implications of rising cyber risks on governments’ credit profiles. Governments are vulnerable to attack from multiple types of cybercriminals, while increased use of technology in providing government services has created more potential entry points for an attack.
    SECTOR IN-DEPTH
    25 Nov 2019|Moody's Investors Service
    The growing trend toward digitization has increased governments' exposure to cyberattacks. But governments typically oversee large, diversified economies and have fiscal resources that help insulate them from negative effects of an attack, highlighting the generally lower impact of cybercrime against governments than against private companies.
    SECTOR IN-DEPTH
    12 Nov 2019|Moody's Investors Service
    Digital technologies offer sovereigns a range of avenues to strengthen their economic and fiscal profiles. However, the benefits are likely to be spread unevenly because of differences in environments conducive to innovation, fiscal buffers and wealth. Their adoption can also cause substantial disruption such that the net credit enhancements may only be evident after a significant lag.