In a rapidly changing world where the challenges posed by natural catastrophes continue to grow, staying informed is more crucial than ever. (Re)insurers, brokers, capital markets, government agencies, and academia use Moody’s deep insights for real-time event preparation and response, parametric insurance contracts triggers, validation against experience, and research.
event summary
An outbreak of severe convective storms that impacted the Southeast U.S. on Wednesday May 6 and Thursday May 7 produced damaging tornadoes, hail, and straight-line winds across six states. Tornadoes caused extensive damage across Mississippi. More than 1,000 homes were reportedly damaged, of which 815 were in Franklin and Lincoln Counties, a trailer park was almost entirely destroyed, and 12 people sustained injuries. Over 20,000 people were left without power and several roads were closed. As of Monday May 11, across the event, the Storm Prediction Center (SPC) has received a total of 90 filtered storm reports, including 24 tornado reports, 38 straight-line wind reports, and 28 hail reports across six states.
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event summary
The Bank of England Prudential Regulation Authority (PRA) is running its first Dynamic General Insurance Stress Test (DyGIST) in 2026 to assess the effectiveness of insurers' risk management and management actions. Unlike previous General Insurance Stress Tests, the PRA are asking U.K. regulated insurers to respond to real-time events during a live exercise phase over a series of three weeks in May. Events will be announced and updated on Tuesdays and Thursdays of each week. The nature of the events are unknown in advance of the exercise, with a stress on the global nature of the exposures written by the U.K. market. Insurers are required to turn around a reporting template each week for the three weeks of the live exercise, with a final template due for submission on Friday July 31. Moody's RMS Event Response is treating the DyGIST events in a similar manner to real-time events, to such an extent that that is possible.
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event summary
An outbreak of severe convective storms that impacted the Central and Southern U.S. between Saturday April 25 and Tuesday April 28 produced damaging tornadoes, hail, and straight-line wind across at least 19 states. Damaging tornadoes have been reported in Kansas, Kentucky, Missouri, Oklahoma, Illinois, Indiana, Arkansas, and Texas, including an EF-3 rated tornado that caused considerable damage to homes and warehouses in Palo Pinto County, Texas. Hail and straight-line wind damage has been reported across Illinois, Missouri, Indiana, Kentucky, Arkansas, Mississippi, Kansas, Texas, and several other states. As of Wednesday May 6, across the event, the Storm Prediction Center (SPC) has received a total of 945 filtered storm reports, including 72 tornado reports, 426 straight-line wind reports, and 447 hail reports.
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event summary
A combination of persistent drought conditions, high temperatures, and gusty winds since mid-April has resulted in wildfire activity across parts of southern Georgia. The Highway 82 Fire has burned an estimated 22,600 acres (9,146 hectares) and destroyed 129 structures since Monday April 20. As of Thursday April 30, the fire is 33 percent contained. The Pineland Road Fire has burned an estimated 32,573 acres (13,182 hectares) and destroyed 35 structures since Saturday April 18. As of Thursday April 30, the fire is 38 percent contained.
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