Optimizing workflows, boosting efficiency
At Moody's, we understand the challenges asset managers face in managing portfolios and making informed investment decisions. Whether you're monitoring holdings, evaluating new opportunities, or tracking the performance of entities and securities, having the right data at your fingertips is crucial. That's where our Research Assistant comes into play, designed to simplify and enhance your workflows by helping you assess both rated companies and companies not rated by Moody's, anticipate potential ratings changes, and monitor portfolios for risk and opportunity.
Credit risk insights at your fingertips
Research Assistant combines GenAI technology with Moody’s extensive datasets to deliver a powerful, time-saving solution that generates comprehensive risk insights, performs advanced queries, and produces implied ratings, helping users stay ahead of emerging risks while accelerating analytical workflows.
Moreover, asset managers are finding that the limitless potential of GenAI creates endless opportunities that enhance investment outcomes. Explore some of the common use cases to help your clients achieve their goals:
Use case 1: Assessing creditworthiness of rated, public, and private companies
Moody’s Research Assistant helps you evaluate creditworthiness by applying Moody’s Analytics Public Firm EDF (Expected Default Frequency) model to review PD-Implied Ratings for companies, including those not rated by Moody's, and craft detailed narratives around their strengths, risks, and overall credit profile. The tool also surfaces key insights across your portfolio by assessing rated, public, and private entities, for a holistic view of credit risk. Likewise, you can enhance Moody's robust data on companies not rated by Moody's by uploading your own supplementary data into Research Assistant.
Assess companies not rated by Moody's: By uploading financial reports or earnings transcripts, you can build a comprehensive analysis, including insights into peers' upgrade and downgrade triggers and reviews PD-Implied Ratings.
Prompt example:
"I want to evaluate the creditworthiness of Aerovironment, Inc., a company I’m considering adding to my portfolio. Please provide a write up with the PD-implied rating, key financials, and qualitative insights on industry risks. Include comparisons to peer companies and identify potential upgrade/downgrade triggers to support a comprehensive credit analysis."
Use case 2: Monitoring portfolios for risk and opportunity
Moody's data is abundant and exclusive. And with Moody’s Research Assistant, you have all the key information you need for your portfolio at your fingertips — so you can identify risk quickly and act confidently. Interact with your portfolio to get the latest downgrades, credit opinions, and other relevant information to track potential risks and opportunities. The tool allows you to monitor rating changes across your portfolio — you can input highly nuanced prompts to dig deep into the names you care about.
- Streamline portfolio monitoring: Leverage Research Assistant to quickly assess financial health and rating trends to stay on top of your portfolio and make smarter decisions faster.
Prompt example:
"What companies in my [Portfolio Name] increased revenue by more than 10% in 2023 over 2022."
Use case 3: Anticipating potential ratings changes with PDF upload
Research Assistant helps you unlock deeper insights by uploading your own bespoke data via the PDF upload feature for a more unique, detailed analysis and understanding of triggers. The tool integrates uploaded documents with Moody’s insights to identify potential rating changes by pinpointing upgrade or downgrade triggers. Additionally, it tracks and analyzes tone shifts within the uploaded content, offering valuable early signals of changes in creditworthiness and potential risks.
Combine data sources: By uploading your proprietary data and insights, you gain a more comprehensive analysis and uncover insights beyond traditional datasets.
Generate a comprehensive analysis: Access business descriptions, financial results, strengths and challenges, peer comparisons, and more for a fuller picture of a company's outlook.
- Track and analyze tone: Identify subtle shifts in tone over time, which can indicate emerging risks or opportunities, helping you stay ahead and make informed, proactive decisions.
Prompt example:
"Show in a table common downgrade factors among Airbus SE rated peers and comments on each of those from Airbus earnings call."
Key takeaways
GenAI-powered tools like Moody’s Research Assistant are poised to push the boundaries of financial analysis and portfolio management with further innovation on the horizon.
Moody's Research Assistant offers transformative capabilities for asset managers — designed to revolutionize your workflows and enhance your decision making.
As a quick recap, you can:
Review PD-Implied Ratings and craft creditworthiness narratives
Monitor portfolios with real-time insights and nuanced queries
Upload bespoke data to track tone and anticipate ratings changes
By automating time-consuming, manual processes, it alleviates bottlenecks and frees up your time so you can focus on what matters most.
Interested in learning more?
Moody’s Research Assistant can help you unlock insights and streamline your processes, equipping you with the data and tools you need to navigate the complexities that asset managers face confidently. Get in touch and request a demo today.