Banking has always been a business built on judgment. Today, the speed of that judgement matters as much as its quality.
In our 2026 Banking report, we bring together insights from 348 banking executives across 21 countries to understand the pressures shaping the industry today, and what separates the banks that will lead from those that will fall behind.
The answer, consistently and clearly, is decision advantage: the ability to connect insight to action across functions, faster and with greater confidence.
Moody's
Faced with a complex set of pressures, banks find themselves in a balancing act to grow their business, win the right deals, monitor performance and optimize their portfolio.
Leading banks are pulling ahead by amplifying their decision advantage – investing in their analytics, workflow integration and data structuring.
Moody's helps you enrich and transform your data into the intelligence you need to make decisions that align with your priorities.
Join Andrew Bockelman, Head of Banking at Moody's, on June 2 at 9 AM ET to learn about our 2026 research and hear insights from industry leaders on what will set leading banks apart.
Banks across the Asia Pacific (APAC) region are in a strategic race to reshape commercial and business lending. This study, commissioned by Moody’s and conducted by Asian Banking & Finance between August and December 2025, surveyed 50 senior and mid-level APAC banking executives on the state of lending in the region.
Taishin Bank reduced credit report production time from 20 hours to just 4 by automating data consolidation across dozens of sources. This shift freed relationship managers to focus on judgment, decision‑making, and customer management while improving consistency and customer satisfaction.
Read our perspective on the major trends that shaped the global banking industry in 2025, and what’s to come in 2026.
AI is rapidly transforming risk and compliance by enhancing fraud detection, automation, and KYC, but it demands oversight, regulation, and strategic adaptation to realize benefits.
In this edition of Banking Perspectives, we dive further into how generative artificial intelligence (GenAI) is transforming lending, enhancing operational efficiency and improving decision-making. We speak with Yi Chen, Managing Director, APAC-Middle East region for Moody's Banking to discuss the capabilities of GenAI from loan origination to portfolio monitoring, specifically in the APAC region – and what banks can do now to start reaping the benefits.
Explore AI governance with insights into the EU AI Act for compliance officers and policymakers, ensuring regulation adherence for high-risk AI systems.
To fully harness AI’s potential in banking, banks must prioritize good data. But what does this mean in practice? Read our e-book to discover the five key principles of good data, and how your bank can optimize the data journey for AI excellence.
Explore how generative AI can reshape tech with powerful data and governance, so outputs align with strategic tech goals.
Get in touch or book a demo to explore how we can help.
