From onboarding to CDD to ongoing screening, we offer the data, analytics, and workflow solutions to be a trusted provider in risk management and compliance.
Streamline compliance processes to help mitigate risks associated with potential and existing clients or policyholders, their partners, and service providers to better protect your business.
Moody's solutions offer powerful data on individuals and companies across the world, including sanctioned and watchlists entities, extensive corporate structures, and beneficial ownership data. You can embed these dataset into your automated compliance workflows and existing back-office systems.
Blend risk insights with your own customer and prospect data to improve the efficiency of anti-money laundering (AML), client due diligence (CDD), and counter-terrorist financing (CTF) processes.
From onboarding to CDD to ongoing screening, we offer the data, analytics, and workflow solutions to be a trusted provider in risk management and compliance.
Discover how WTW modernized its onboarding and sanctions screening by adopting a risk‑based approach powered by Moody’s. The company is reducing manual effort, improving data quality, and introducing greater automation—creating a more efficient and consistent compliance experience.
Insurance compliance teams may be expected to demonstrate how customer due diligence is designed, applied, and documented across the policy lifecycle. Moody’s solutions support this by aligning data, workflows, and oversight mechanisms to insurers’ internal policies and regulatory obligations, without prescribing outcomes.
Moody’s solutions support insurers in structuring client due diligence around clearly defined stages, which can help teams demonstrate consistency and a history of decisions.
Use global entity, individual, and ownership data to support identity verification and establish a documented customer profile at onboarding.
Apply sanctions, PEP, watchlist, adverse media, and ownership indicators to support internal risk categorization aligned to your policies (for example, standard, elevated, or higher risk relationships).
Route cases through configurable review workflows, supporting dual controls, rationale capture, and role based approvals where enhanced due diligence is required.
Support continuous monitoring for changes in sanctions status, ownership, or risk indicators, enabling timely reassessment in line with review schedules defined by the insurer.
Moody’s solutions are designed to help insurers maintain documentation that clients have been assessed using consistent, policy aligned processes. This may include:
These factors can support robust internal governance, regulatory engagement, and audit review.
Rather than prescribing a regulatory scoring methodology, Moody’s solutions offer risk indicators and contextual data insurers can incorporate into their own frameworks.
These inputs can be combined with insurer defined weighting, thresholds, and qualitative judgement to support risk based decisions.
Moody’s solutions are used to support insurance CDD across regions and lines of business, helping teams:
When comparing CDD solutions, insurance compliance leaders often assess more than individual data checks. Key considerations may include how well an approach supports policy led workflows; accommodates different risk methodologies; and produces records across the policy lifecycle.
Moody’s solutions are designed to support evaluation criteria by combining global entity and risk data, configurable workflows, and traceable decision history within an operating model. Rather than enforcing a fixed methodology, insurers can apply their own risk frameworks, using Moody’s risk indicators and contextual data to support more consistent onboarding, review, and ongoing monitoring.
For teams ready to move beyond fragmented data and tooling, this approach can help clarify how risk is assessed, how decisions are governed, and how outcomes are reached.
Identify, verify, and assess clients using timely, robust sanctions, PEPs, and watchlist data combined with ownership and control information for a robust view of risk exposure.
As more data is available, more effort is required to process it. Leverage machine learning to process alerts, so you can screen more of your portfolio with less false positives.
Identify potential concerns in your client based, supply and development chains, and manage global sanctions requirements with efficient and effective due diligence.
Get the intelligence and insight needed to improve your risk and compliance program. Empower teams, so reviews are completed in a timely manner with approval controls and data governance.
Streamline your customer due diligence (CDD) and third-party risk management (TPRM) processes, regardless of the size and geographical spread of your insurance provider network.
Identify risks linked to politically exposed persons (PEPs) or sanctioned individuals within your network. Make informed, risk-based decisions using our robust, global data.
CDD isn't a one-off process. Insurance companies can implement continuous monitoring of clients to identify changes in risk profiles or detect suspicious behaviors throughout the policy term.
Combat insurance fraud more effectively. A best practice CDD program helps serve as your first line of defense against fraudulent claims.
Effectively identify high-risk customers, so you to take additional steps such as investigating fund origins as part of anti-financial crime prevention.
Implement automated know your customer (KYC) workflows with integrated data checks and due diligence agents to create efficiency in your screening processes.
This recognition underscores Moody’s continued excellence and innovation in delivering data-driven solutions for financial crime risk management
Know Your Business or KYB due diligence is essential when onboarding and monitoring corporate customers and suppliers as part of compliance and risk management. The onboarding program and ongoing risk reviews include a number of KYB checks that form part of an anti-money laundering (AML) and counter-financing of terrorism (CFT) program.
Sanctions laws are implemented to protect national security, so when a new package of restrictions is introduced, it is the responsibility of businesses in every sector to comply. Insurance companies are no exception and must be vigilant in their compliance efforts to avoid inadvertently conducting business with sanctioned entities.
Culture, geography, politics, and media reporting all create challenges for name matching in a KYC or due diligence process, even when software is used to perform the matches. In this article, we show how intelligent screening processes harness entity data and machine learning to solve challenges around finding true alerts.
As sanctions enforcement measures and evasion tactics continue to evolve, compliance teams are navigating dynamic policy and regulatory changes. Learn how operational, data, and technological shifts are reshaping sanctions risk detection.
*Disclaimer: The content on this page is for informational purposes only and does not constitute legal, financial, compliance or other professional advice. Please consult with a qualified professional for specific legal, financial, compliance, or other professional advice. For more terms and conditions pertaining to Moody’s products and services, refer to the disclaimer on Moody’s website.
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