Help support your approach to managing anti‑money laundering (AML) and counter‑terrorist financing (CTF) risk with leading sources of risk data, and AI-enhanced screening solutions integrated into automated workflows.
Moody’s KYC solutions help fintechs support the automation of compliance activities—including identity verification support processes—while maintaining appropriate human oversight.
To find out more about Moody’s AI‑enhanced KYC solutions and how they can assist your risk management and compliance framework, please get in touch with the team.
A large global payments platform entered into a multiyear agreement to integrate Orbis via API into its customer onboarding process. The organization sought to balance a smoother customer experience, such as through pre‑populated application fields, while aligning with its internal enhanced due diligence processes.
The company’s growth strategy was supported by its ability to onboard businesses efficiently across multiple jurisdictions, while managing KYB, AML, and enhanced due diligence obligations in line with its risk appetite and applicable regulatory expectations.
Previously, manual checks, fragmented data sources, and post‑onboarding remediation contributed to operational friction, delayed activation, and increased effort.
The organization looked to incorporate additional data‑led context into onboarding workflows to help support trust‑based decision‑making without materially disrupting the customer experience.
Penguin Securities is a Singapore‑based financial services firm offering products related to securities, structured products, and derivatives. Learn how the team reported reducing customer onboarding time by approximately 70–80% after digitizing certain manual KYC activities and integrating screening checks supported by Moody’s Maxsight™ platform.
Develop KYC processes designed to support automation and adapt as your business evolves. Simplify aspects of KYC operations with data and workflow integrations that help you apply a risk‑based approach aligned to your business model and risk appetite.
Help streamline digital onboarding and support ongoing KYC monitoring to assist the continuous assessment of customer-related risk. Our data and AI-enhanced workflow solutions are designed to help fintechs allocate resources more effectively, reduce manual effort, and accommodate growth, without removing the need for human judgment.
Design KYC data and workflow integrations aligned to your regulatory environment, customer types, and product offerings. Moody’s solutions support you in bringing together a broad range of datasets within a configurable framework to support ongoing KYC compliance activities.
Bring greater context into onboarding to help manage manual tasks, support more efficient remediation activities, and assist in more streamlined KYC workflows, helping compliance teams focus on higher-value analysis.
Teams across the FinTech sector can use Moody’s solutions to support KYC activities, including:
Supporting identity verification, customer due diligence, screening, and ongoing monitoring across digital onboarding and account opening workflows.
Supporting customer and business verification, screening, and ongoing monitoring across merchant onboarding, payment flows, and related compliance activities.
Supporting customer due diligence, screening, and ongoing monitoring across digital policy onboarding and related compliance activities.
Supporting identity and entity verification, screening, and ongoing monitoring across digital asset onboarding and related compliance activities.
Supporting identity verification, customer due diligence, screening, and ongoing monitoring across digital lending and credit onboarding workflows
Supporting investor onboarding, identity and entity verification, screening, and ongoing monitoring across digital brokerage and advisory workflow.
Get in touch to find out how you can tailor KYC solutions aligned with your business model and risk appetite.
Perpetual KYC refers to a continuous approach to customer due diligence (CDD) that supplements periodic reviews with ongoing monitoring. Rather than re‑checking customer data at fixed intervals, organizations can use systems that help identify changes in customer risk profiles to help manage compliance activities on an ongoing basis and support more efficient remediation work.
Fintechs can introduce automation into a range of AML activities by integrating digital onboarding tools, data screening, and risk‑based workflows. Moody’s solutions are designed to support analysis of data from risk‑related datasets—including sanctions, PEPs, and adverse media—to help inform entity verification and ongoing monitoring decisions.
Moody’s KYC solutions are designed to help fintechs:
Moody’s provides tools designed to help organizations assess sanctions‑related risk. These tools can assist in analyzing information to help determine whether customers, or related entities, may be subject to sanctions or sanctions exposure, using regularly updated sanctions datasets to inform screening activities. Moody’s [solutions] are designed to help [XX]:
If you have questions about Moody’s workflows, datasets, AI‑supported capabilities, or KYC capabilities, please contact the team. We would be pleased to help.
*This content is for informational purposes only and does not constitute legal, financial, or compliance advice.
Artificial intelligence (AI), and specifically a new class of "agentic AI," could become a powerful partner, freeing users from monotonous work and elevating the role to one of strategic importance, while specialists make decisions with contextual inputs from a digital coworker.
The European Union’s (EU) anti-money laundering (AML) and counter-financing of terrorism (CFT) framework is arguably undergoing its most significant overhaul in more than a decade.
In today’s sanctions environment, the biggest threat to compliance could hide in the associations between counterparties rather than the names on a published list.
An onboarding or know your client (KYC) process is designed to uncover potential risks associated with individuals or entities before they become part of a business network.
This recognition underscores Moody’s continued excellence and innovation in delivering data-driven solutions for financial crime risk management
Moody’s is excited to have won in the Chartis FCC50 category for KYC reflecting our market-leading data, analytics, and solutions in this area
For a second year, the Chartis Financial Crime and Compliance50 ranking and report named Moody's as category winner for perpetual KYC
We would love to show you what Moody's can do! Get a demo or alternatively, keep reading to discover more about how Moody's can help you.