Digital Economy at Moody's Ratings

In a rapidly evolving financial landscape driven by digital innovation, making confident decisions is more challenging than ever.
Moody’s Ratings brings clarity to digital finance markets, helping you navigate risk related to blockchain, tokenized assets, AI, and cyber with trusted insights and global expertise.

Subscribe here to stay updated on our upcoming events, key publications and more:

Thank you for subscribing.



Tokenized liquidity funds: Money Market Fund Assessments in the digital economy

A Money Market Fund Assessment (MMF) is an opinion of the investment quality of shares in mutual funds and similar investment vehicles that principally invest in short-term fixed income obligations.

Our MMF assessment framework extends to tokenized funds by evaluating both the quality of the underlying portfolio and the operational and technological considerations introduced by tokenization. This approach enables the application of a consistent assessment framework to both traditional and tokenized fund structures, incorporating analysis of underlying portfolio quality alongside operational and technological considerations.


BlackRock USD Institutional Digital Liquidity Fund Ltd

A tokenized liquidity fund designed to preserve capital and provide liquidity on demand through investments in cash, short-term U.S. Treasury instruments, and secured repurchase agreements. The fund maintains a short maturity profile, supporting a high-quality and highly liquid investment profile.

Learn more

Fidelity USD Digital Liquidity Fund SP

A digitally native liquidity fund issuing tokenized units on blockchain infrastructure, designed to deliver high liquidity, including near-instant and 24/7 redemption capabilities, subject to available liquidity. The fund follows a conservative investment strategy aligned with traditional low-volatility net asset value (LVNAV) money market funds.

Learn more

Schedule a meeting with our Commercial team to discuss more about this



Introducing Moody's Stablecoin Rating Methodology 

The first such framework for assigning deposit ratings to fiat-backed stablecoins, evaluating reserve asset quality, segregation, and liquidity globally.




Moody's Stablecoin




Introducing Moody's Ratings Token Integration Engine™ (TIE)

A network-agnostic capability connecting Moody's institutional-grade credit ratings and data to the expanding universe of tokenized assets and blockchains.





Download our brochure for more information

Thank you for your interest in our brochure. 

Click here to download asset




Moody's Ratings by the numbers


Total rated debt

45

Digital issuances rated1


Total rated debt

$6.9B+

Digital issuances rated1


Publications

760+ 

Digital Economy research reports published2


Publications

53,000+

Reads of Digital Economy content2



1. Digital issuance refers to Digital Bonds and Tokenized Funds. The metric is calculated based on the number of issuances.
The figures cover the period from 1 January 2018 through 2 February 2026. Source: Moody’s Ratings

2. The figures cover reports on artificial intelligence, cyber risk and digital transformation topics published as of 5 February 2026.
Source: Moody’s Ratings



Why Moody’s Ratings


Experienced team with digital expertise

Our dedicated Digital Economy team combines deep knowledge of AI, blockchain, and cybersecurity with over 125 years of credit rating experience.

Meet our team


Credibility

Independent, forward-looking opinions backed by a robust analytical framework and global recognition.

About us


Global recognition

Award-winning expertise in credit ratings, research, and risk analysis for digital finance.

Awards



Thought leadership


Cybersecurity risks to critical sectors of the global economy

We examine how cybersecurity threats affect creditworthiness and industry resilience – and how to prepare for what’s next. 




cyber


On-demand events

moodys
14
Jan
event
2026 Digital Finance Outlook

Shared new digital technology is driving convergence among once distinct areas of finance. As financial rails have been updated for blockchain based systems as well as AI tools, the growth of tokenized credit, the digitalization of sustainability-linked instruments, and the emergence of stablecoins as settlement tools have helped to erase boundaries among areas such as transition finance, emerging markets finance and private credit. 

moodys
14
Oct
event
Stablecoins – The future of payments?

As major US retailers and banks explore stablecoins as alternative payment methods, the digital transaction landscape is evolving fast. With the GENIUS Act paving a clearer regulatory path, the question remains: Will consumers and merchants embrace the shift? Watch the replay on how stablecoins could reshape the payments ecosystem.


READY TO START YOUR RELATIONSHIP WITH MOODY’S RATINGS?

Speak to our team

Let’s discuss your needs and how we can support you.