When you can read risks related to customers and counterparties, you can act with greater confidence.
In KYC, areas of risk can move quickly — new customers, new behaviours, new regulations.
But what looks unpredictable may not be. When you break risks down, they aren’t random, they are readable.
When you understand risks, you can act with confidence.
Smart KYC is about assessing and understanding who you’re working with to open the door to stronger decisions across screening, onboarding, and ongoing monitoring.
Moody’s brings together connected data, advanced analytics, and structured insight to help you interpret customer‑related risk factors with greater clarity.
Whether you’re verifying identity, searching beneficial ownership, reviewing geography‑related exposure, or screening against sanctions, PEPs, and adverse media, the signals are there.
Our data and workflow tools bring these signals together so you can interpret them clearly, streamline compliance activities, and focus attention where it matters.
Moody’s AI‑powered tools can help you surface the signals that matter — from sanctions and PEPs to ownership structures — so you can move across a KYC workflow faster.
Our Screening Agent helps teams navigate potential matches by classifying results across sanctions, PEPs and adverse media, offering clear context for decision making.
And our Due Diligence Agent offers investigative support gathering and analyzing information from Moody’s datasets and external sources, assembling structured, detailed reports that bring customer‑risk factors into sharper focus.
Across KYC, from onboarding to ongoing monitoring, you need insights that support faster, clearer outcomes.
Moody’s KYC solutions help you understand the entities and individuals you’re engaging with — turning complexity into clarity and risk into opportunity.
Create smoother KYC workflows, sharper risk detection, and more confident business outcomes.
A bank’s approach to prevention, detection, and punishment of financial crime starts with CDD, aimed at using data to identify and verify a customer to ensure they aren't a criminal before onboarding them. This is the start of a know your customer (KYC) journey that goes on throughout the duration of a relationship with a financial institution.
Money laundering is the illegal process of taking money generated by criminal activity and making it seem to have come from legitimate sources by passing it through the financial system. Illicit proceeds can be laundered in different ways, and can involve large-scale organized crime activity across borders.
How do ultimate beneficial owner (UBO) disclosure requirements differ across the world? What information, if any, needs to be collected for due diligence, and where does that data reside?
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Talk us through what you need to achieve across risk and compliance activities, and we’ll talk you through how Moody’s KYC solutions could help.