Investors, customers, and intermediaries KYC lifecycle

Asset management

Support operational workflows across onboarding, due diligence, and risk monitoring processes with data and capabilities from Moody’s.

As KYC and AML requirements continue to evolve, you may be looking for ways to make more effective use of existing resources. Moody’s data and workflow capabilities can be incorporated into customer lifecycle management and compliance processes, helping to address data gaps and support more efficient risk-related activities.

A structured approach designed to help manage investors, customers, and intermediaries across the KYC lifecycle.

Support operational efficiency across onboarding and review processes
Help manage cost considerations across customer servicing activities
Contribute to more consistent customer and investor experiences

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Data and workflow support for KYC and customer lifecycle management

Moody’s solutions offer entity data for organizations and intermediaries, alongside screening data for individuals in the context of customer due diligence processes, across different stages of a business relationship.

Solutions can support AML-related processes, including risk profiling, identity and verification checks, and ongoing monitoring activities, as part of customer due diligence workflows.

Data covering financial information, ownership, PEPs, sanctions, adverse media screening, and entity verification can be incorporated into workflow processes using Moody’s data and integrations with third-party providers.

KYC and AML processes can be configured to align to your internal policies, with the ability to update workflows, data inputs, and journey design over time.

Define and configure KYC and compliance workflows aligned to your risk policies, with the ability to incorporate multiple data checks.

Policies and workflows can be updated over time to reflect changes in requirements, business priorities, or external conditions.

Incorporate data and screening checks into KYC and AML workflows, including ownership data, PEPs, sanctions, adverse media, and identity verification.

Moody’s pre-built integrations and data connections can support the inclusion of multiple data sources in due diligence processes.

Support KYC and AML workflows with structured processes that can incorporate both automated steps and manual review.

Support visibility into risk profiles, escalation processes, and review activities across onboarding and monitoring workflows.

Collect and manage information from customers and investors through configurable forms and data collection processes.

Information can be linked to profiles and workflows, supporting ongoing data updates and review activities.

Maintain access to records of risk data, decisions, and workflow activity to support audit and review processes.

Historical data and activity logs can support internal reviews and responses to audit or regulatory requests.

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Due diligence process and customer lifecycle support

KYC considerations for Asset Managers

Organizations may be looking to balance operational efficiency with evolving KYC, AML, and compliance requirements.

Moody’s KYC and third-party risk capabilities can support onboarding, due diligence, and monitoring activities across the customer lifecycle. These processes could include data collection, screening, review, and ongoing monitoring.

A risk-based approach can be applied to your KYC and AML workflows, supporting segmentation of customers and counterparties, and helping inform onboarding, enhanced due diligence, monitoring, or offboarding decisions.

Support customer and investor onboarding workflows

Review ongoing monitoring activities

Contribute to consistent compliance processes

Digital approaches to KYC and compliance may support workflow consistency and customer experience considerations. Get in touch to learn more about Moody’s customer lifecycle management capabilities.

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Sanctions solutions

How Moody's supports sanctions-related workflows with data and analytics

Sanctions list screening

Moody's intelligent screening database is designed to support more efficient and consistent sanctions screening activities against relevant global sanctions and watchlists.

Ownership & control sanctions

Moody's company data can be used to analyze ownership and control structures of legal entities. Queries can be set up to help surface entities that may warrant additional customer review in light of considerations such as OFAC’s 50% rule and the EU and UK's "control" frameworks.

Proactive monitoring

Screening updates help notify users of changes or additions to sanctions lists and support efficient internal review processes.

Cautionary association

Sanctioned entities may attempt to obscure their ownership and control through family members or close connections. Moody's solutions provide information that can help support the review of complex networks and potential exposures.

Potential direct and indirect sanctions exposure

Sanctions360 supports enhanced due diligence (EDD) activities by providing additional context related to potential sanctions exposure, helping teams assess potential direct and indirect risk indicators.

The sanctions shifts in 2026

Rising sanctions scrutiny can impact portfolio exposure and risk management decisions. Moody’s new sanctions whitepaper discusses the shifts in sanctions enforcement, evasion techniques, and the knowledge and tools to support deeper visibility into entity, ownership, and sanctions’ risk information.

Moody’s new sanctions whitepaper discusses shifts in sanctions enforcement, evasion techniques, and the types of knowledge and tools that can support compliance teams in addressing sanctions-related risks.

Download whitepaper

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Review complex networks

Sanctioned securities screening

Financial sanctions can restrict certain activities involving issued securities. Although sanctions lists may not identify all relevant securities, organizations are generally expected to assess whether a security may be linked to a sanctioned issuer.

Moody's sanctioned securities screening solution can help support the review of: Securities issued by entities subject to sanctions
Securities issued by entities that may be indirectly affected by sanctions

If sanctions securities screening is a part of your risk management activities, please get in touch to learn how Moody's solutions can help support your review process.

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Awards & Recognition

Holistic Risk Platform – New category win

Moody’s win in this new category recognizes our solution that integrates diverse datasets to create a holistic, unified view of risk

KYC - Category winner

Moody’s is excited to have won in the Chartis FCC50 category for KYC reflecting our market-leading data, analytics, and solutions in this area

Chartis RiskTech Quadrant® category leader

CLM solutions for wealth management, 2023

Chartis Research positioned Moody's as a category leader in their report on CLM solutions for wealth management for 2023. The report comprehensively reviews the current market, highlighting the specific challenges of CLM for wealth management firms, and highlights vendor capabilities in the space. Moody's position highlights our completeness of offering and market potential.

Learn more

Chartis RiskTech Quadrant® for CLM Solutions for Wealth Management, 2023

Additional resources

Further information for Asset Managers

Sanctioned Security Screening 101 for Asset Managers

An introduction to sanctioned securities screening for asset managers, looking at issuer ownership, data requirements, and how securities differ from entity sanctions checks.

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Helping registered investment advisers and exempt reporting advisers navigate proposed FinCEN regulation

This guide will help equip you with the knowledge and tools to ensure compliance, and transform it into a strategic, competitive advantage. By adopting a data-driven approach to compliance, RIAs and Exempt Reporting Advisors (ERAs) can more quickly adapt to the evolving regulatory landscape, create efficiencies, and have greater oversight of their AML/KYC processes.

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Know your customer (KYC) for the buy-side and structured finance

How KYC for the buy-side and structured finance helps investment firms with AML expectations, complex ownership structures, and risk oversight.

Request a demo

We would love to show you what Moody's can do! Get a demo or alternatively, keep reading to discover more about how Moody's can help you.

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Investors, customers, and intermediaries KYC lifecycle

Asset management

Data and workflow support for KYC and customer lifecycle management